Took my 1st Step,,

isgman

:eek: Just worked out my Debt,,, :eek: :eek:
Made an appointment with the CAB to try and sort out the mess.
I have been looking at this site for a long time, it's only now after seeing all the "help & advice" given like "the 1st step to debt free".
feel better already just for talking. will try and keep my chin up.
thanks

1313

Good for you!!!

Use this site to get as much information as possible. Then use this information to be rutheless towards your creditors as they are with you!

$17mma

isgman wrote:

:eek: Just worked out my Debt,,, :eek: :eek:
Made an appointment with the CAB to try and sort out the mess.
I have been looking at this site for a long time, it's only now after seeing all the "help & advice" given like "the 1st step to debt free".
feel better already just for talking. will try and keep my chin up.
thanks

Well done!! you are one step closer to being debt free :T

I know it is shocking at first isnt it, but rather confront it now than later! CAB are good and can point you in the right direction. But also posts our queries on MSE so that people who have been down this road can share their experiences with you, and may be able to offer you some advise.

Martins budget planner is really good as well, so make sure you check it out...

1313

Come back to this site on a regular basis, not just to read replies to your threads, but also other topics/threads. There is so much to learn from just about every topic posted on this site.

Make sure that you keep posting too, tell us what is happening. I can guarentee that someone will give you a snippet of information that will make a massive impact to your situation.

isgman

What a great site for moral support this is, many thanks for all the words of encouragement, a little worried about the meeting with the CAB but guess that they are used to “problems” like mine. Thanks Again :T

ceegee

Welcome, isgman. When is your appointment with the CAB? Have you also looked at the websites for the CCCS and National Debtline (links at top of page). With the help of that lot and this lot (plus determination on your own part, of course!) you will soon be starting your journey to being debt free. Do come back and let us know how you get on.

Might also be a good idea to post your incomings and outgoings on here. :cool:

isgman

Thanks again for the support, had the CAB appointment yesterday, seemed to go very well, passed on loads of information and they are now going to work out some sort of "plan", must admit I feel a lot better for having spoken to someone, even got a good nights sleep last night , thanks again, will keep you all up to date as to how things are going,,I just love the support from this site, :beer:

Tesscha

This site has also been a tremendous help to me so much so that I've recommended it two other people I know. I've already made the first step in reducing one of my bill payments by £17 per month!

The next ones to tackle are moving credit cards with high APR to LOW APR!

It's great to be part of a community that want to help each other.

MSE_Martin

Good luck from me too. Take things one step at a time and you'll get there

Martin

johannamse

Don't expect miracles from CAB. I am not knocking CAB AT ALL. It's just that sometimes people think just by going to CAB everything will be sorted instantly and this is not the case. It will be a while before you get everything sorted and organised, but you WILL get it sorted and organised. I just don't want any feelings of despondency, or feeling down after CAB. It will be a hard slog, but you will be successful in the end. Good Luck.