Help/Advice much appreciated...

Moog_2

Thanks xela_17, after your tip I went on the HSBC website and had a look, plus egg are doing a 5.9% transfer rate until April next year, so I might juggle them around a bit.

Every little helps!!
Thanks again.

frugglewump

Moog wrote:

my gym membership helps my confidence and gives me back a bit of control in my life. I will see how my finances fare and if it has to go, it has to go!!

Oh I agree - keep it if you can. Given the choice i kept my gym membership over my mobile phone because the gym workouts make me feel good and stop me wanting to swear at my students (postgrad) and the steam room cures my hayfever. Not having the mobile meant my work could no longer give it out to students (grrrrr!) and my work from home days suddenly became more productive.

southernscouser

frugglewump wrote:

Oh I agree - keep it if you can. Given the choice i kept my gym membership over my mobile phone because the gym workouts make me feel good and stop me wanting to swear at my students (postgrad) and the steam room cures my hayfever. Not having the mobile meant my work could no longer give it out to students (grrrrr!) and my work from home days suddenly became more productive.

Yeah I second frugglwump on that one. You have to have something for yourself or you will go insane. Plus you can't put a price on your health and while your at the gym you can't be spending money elsewhere!