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KPR debt collection agency (Nationwide)

My nationwide credit card account has now been passed to a company called KPR debt collection agency.

They said a default will be automatically registered unless I clear the full balaance owing.

However, then I proposed to clear the arrears today of £565. They agreed to stop the default if I cleared the arrears.

I today received my wages but I did not receive as much as I thought I would.

Therefore I cnanot afford to clear the arrears, and certainly cannot afford to have a default on my credit record, because I work in financial services for a bank.

Now, I called them up today and proposed that I paid 50% today or even 75% today to stop the default.

They said the only way it would be stopped is is I clear the arrears in full today!

Is there anything I can now do to stop this default??

Comments

  • Hi

    First of all are there any charges you can claim back on this card?

    Andy
  • Yes there are charges I can claim back on this card. But my immediate priority is to ensure that a default notice does not go on to my credit report. I don't want the hassle of trying to remove it, and once it goes on, it will mean that no employer in the industry I work in will take me on.

    I am currently in the processing of moving employers and therefore it's crucial I sort this out ASAP!
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