Removing my name from a variable rate mortgage

TLE81

Hi all,

I am new to this site and I am in need of some help!

My sister and her husband decided to end there marriage and my sister wanted to move out of the martial home, she was not able to do this without me going on the mortgage with her, after a lot of thinking and people telling me that I shouldn't do it I did and I am now on the mortgage to house where I don't live but my sister lives with her new partner.

I have asked my sister to take my name off of the mortgage as I have moved in with my partner and we want to get a mortgage together, but I can't because I am on this one with my sister. I have asked her several times but she has refused to take me off and put her partner on.

Is there anything I can do to make her take me off?

moominyak

My advice, FWIW - go and see a solicitor. It won't be as straightforward as you seem to think it should be.

happybroker

What a situation! You can apply to a court for an order to force the sale of the property but this is going to cause real upset between you and your sister, and after you have been so kind to her in helping her when she needed it. It would also be very expensive and who's to say the property would sell anyway (given that it would be your sister who would be showing people around presumably).

You need to sit down and have a very, very serious conversation with her and her partner about this.

all the best