Do you ring or write to ccj creditors?

I,M_SAD

hELLO,I am driving myself a little mad with trying to sort ccj,s.I have money to sort 3 out of the 4 I have,do I write to the companies or is it ok to ring them.I only have the court referance numbers no account details or referance nunbers.I am trying to get my head round my debt and feel so stupid as I have not got details to the ccj,s bar from experian file,nothing shows up on equifax or check credit at all.

I am hopefully entering a dmp soon,just waiting for paperwork,have since borrowed £5000 from my mum as I am terrified at how many ccj,s I have got.
Will asking the cccj,s creditors by phone of final amount they want be a safe way of doing it for me,as in if I apy that that will be the end of the debt.I have informed cccs I am in a position now to pay ccj,s too,I genuinely wasn,t originally when I contacted them,national debtline have said ring the creditors and try and negotiate ccj, amounts,has anybody done that or have I misunderstood.

LilacPixie

Would contacting the local court and asking the ccj details not help. Did you know you had them?? Did you receive court papers for them??

I am just wondering if you may have a case to get them set aside

I,M_SAD

I probably did but was a bit insane a couple of years ago so would not have suprised me if I threw out all mail,yes even court letters.I am not trying to dodge the debt now ,I was a while back for sure,so I am defiantely at fault here,but that still doesn,t give me anymore than court ref numbers.The courts have told me who has registered the debt but that is all,fair enough they obviously think any sane person would keep letters but I hav,nt.

CCCS are helping me but after reading this site it does state ccj,s are very serious and I have to tackle them asap.I don,t want to delay paying ccj,s but am worried I am doing wrong thing by contacting creditors for amount I owe as courts have said the creditors may have been upping amounts all the time so what appears on my credit file may be out of date.I am if possible not looking for the courts to set aside payments think I can pay if amounts accurate 3 out of 4 ccj,s.even the 4 th I can tackle in a month,am selling everything I can,and have changed my ways with money really a long time ago,for the last 6 months have really changed.I think I can still cut down and have played with figures on dmp remedy by cccs,for a dmp plan,which I am still waiting for but cccs have stressed urgency of ccj payments so want to do that asap.Should I just take the bull by the horns and just ring the ccj creditors with court referance number and ask what I owe?