IPOQ Advise needed

ash_bash_girl

Hi,

9 months after BR me and my OH have recieved a IPOQ as i have started work again. My Household income is £2025 this includes my Child Benefit and Child Tax credit for my two boys who are 5 yrs and 8 yrs.

My household expenditure i can get to £1715 but this is quite generous but takes into accoun the present food/ fuel increases etc.
This lkeaves me quite a bit surplus in theory but thats due to the kids benefits.
I never seem to have anything surplus ever and dont live an extravegant life!

My qusetion is will thay take half even though it due to my kids benefits?

Tried to post SOA but it never worked!!! After 45 mins of keying it all in :mad:

Thanks in advance

deedee_3

Your child benefit will not be taken into account for an IPA. If you can please post an I&E, it will help us help you.

ash_bash_girl

Here we go hope this works this time! lol

Household income:

OH wage £1300.00
My wage £397.00
Child Benefit £125.00
Child Tax Credit £199.00

---

£2021


Household Expenditure:

Rent £500.00
C/Tax £121.00
Heat & Light £120.00 ( pre payment meters)
Water £28.00 (water meter)
Telephone £40.00
Housekeeping £500.00
Travel £120.00
Clothing £40.00
Other essential payments:

CAr ins £35.00
Tv Lic £12.00
Prescriptions £14.00
Life&House ins £20.00
Chlidren x2 £40.00
tax/ Mot / service £30.00
Dental £20.00
HAir cuts £40.00
Internet £20.00 (kids use for homework)
Mobile £20.00 (PAYG)
Holiday £40.00
Christmas/Bdays £30.00

---

£1906.00

More than i thought! My maths aint good

This is for a family of 4 kids are 5years and 8 years old.

JCS1

ash_bash_girl wrote: »

Here we go hope this works this time! lol

Household income:

OH wage £1300.00
My wage £397.00
Child Benefit £125.00
Child Tax Credit £199.00

---

£2021


Household Expenditure:

Rent £500.00
C/Tax £121.00
Heat & Light £120.00 ( pre payment meters)
Water £28.00 (water meter)
Telephone £40.00
Housekeeping £500.00, may be reduced slightly, £450 seems average for 4
Travel £120.00
Clothing £40.00 Up to £120
Other essential payments:

CAr ins £35.00
Tv Lic £12.00
Prescriptions £14.00
Life&House ins £20.00
Chlidren x2 £40.00 Allowed one after school activity per child
tax/ Mot / service £30.00
Dental £20.00
HAir cuts £40.00
Internet £20.00 (kids use for homework)
Mobile £20.00 (PAYG)
Holiday £40.00 £50 allowed for a single person, so up to £100-150
Christmas/Bdays £30.00 Not allowed

---

£1906.00

More than i thought! My maths aint good

This is for a family of 4 kids are 5years and 8 years old.

Hope this helps

ash_bash_girl

Sure does thanx very much. Appreciate it loads

Ash x

ash_bash_girl

When i sought help from the CAB thay advised at the time of filling in my BR forms £485 House keeping and prices have gone up, but it was worth a try

JCS1

ash_bash_girl wrote: »

When i sought help from the CAB thay advised at the time of filling in my BR forms £485 House keeping and prices have gone up, but it was worth a try

Put higher amount and see what OR says, always worth a try.

ash_bash_girl

Ok its worth a try, 9 month on we are nearly there and we are still alive. Not as bad as i thought although at the time it was the end of the world.

In a much happier place now, thank goodness.

Ash x

fiveyearplan

Good luck with it!

fermi

JCS1 wrote: »

Put higher amount and see what OR says, always worth a try.

I think the latest ONS (Feb 2008) data points to a figure of closer to £500 than £450 now for a family of 4.

So I would agree and say go with the higher figure and see what happens.

ash_bash_girl

Thanks you guys you are all so kind and helpfull

:beer:
Dont think we would have got through this without you, or at least my hubby wont have as i would have lost the plot by now
:rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: