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                    maxmycardagain                
                
                    Posts: 5,853 Forumite
         
             
         
         
             
         
         
             
         
         
             
                         
            
                        
             
         
         
             
         
         
            
                    had a IS letter about possible early discharge, asking about employment (nil) and income (nil) and contribution to household bills (nil) as i now live and sponge off the wife (easier than grafting all day)
at first glance this gives a £130 surplus monthly (be still my beating heart, oh joy), but its not my money, its the wifes, im only taking not contributing (i do the washing up and hoovering though)
can the IS impose a IPO?
let em try i say....
                at first glance this gives a £130 surplus monthly (be still my beating heart, oh joy), but its not my money, its the wifes, im only taking not contributing (i do the washing up and hoovering though)
can the IS impose a IPO?
let em try i say....
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            Comments
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            er no. Its not your money.
 How can your income (£0), less your outgoings (£0) leave a £130 surplus though??? Surely your wife pays everything? Scrap that. just remembered how the forms go! (hehe)
 Make sure that for your income details, the zero is big and fat! And just reduce your wifes household contribution by £130 leaving a surplus of a big fat nothing. It only needs her contribution, not her total income.0
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            Hi max:hello: Did you have a good break?.Don't forget to send that IPOQ back recorded delivery,will cost your wife £5:rotfl: but be worth it to make sure it gets there. You even get to see who signed for it on-line;) DFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
 Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0
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            hey, guess what, theres no surplus now....
 que sera sera0
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            Oh nice i like cyprus but it is sooo expensive there. Turkey is nice and not so expensive.DFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
 Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0
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            Don't care where it is as long as I get an invite!!0
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            Thought by marriage you and your wife were 'jointly and sevealy liable'??0
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            Geordie_Mick wrote: »Thought by marriage you and your wife were 'jointly and sevealy liable'??
 In what sense?? If Max has any joint debts when he went BR, then these will now fall to his wife.
 Do you mean that she should be paying her surplus to his IPA? BR is a personal thing and he is solely responsible for an IPA. If they went BR at the same time, then he still would not pay and IPA and she might under her personal insolvency, but not under any other circumstances.
 Being married does not take away your individuality. Mind you, when married for some time, I have discovered that you both can become a bit blurred though!0
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            maxmycardagain wrote: »had a IS letter about possible early discharge, asking about employment (nil) and income (nil) and contribution to household bills (nil) as i now live and sponge off the wife (easier than grafting all day)
 at first glance this gives a £130 surplus monthly (be still my beating heart, oh joy), but its not my money, its the wifes, im only taking not contributing (i do the washing up and hoovering though)
 can the IS impose a IPO?
 let em try i say....
 That doesn't seem fair Max - that you should have to do the washing up and hoovering. Next you'll be wearing a pinny!
 :j :j
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