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Pap / Moozie's What have / will you spend Thursday 22nd August
mickey_mouse
Posts: 1,441 Forumite
Goooooooooooood Morning everyone:D
Another wet August morning -roll on December when we may have better weather:rotfl:
Hoping for a nsd today- gooooooooooooood luck and keep it low:D
Another wet August morning -roll on December when we may have better weather:rotfl:
Hoping for a nsd today- gooooooooooooood luck and keep it low:D
£2 savers club 2025 #4
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Hi All, I`m hoping for a no spend day today. As i still haven`t got any money till Wednesday!!
Still all my cards have been paid & i`ve got no bills left to come in so i may just scrape by.
Here`s hoping & i`m keeping my fingers crossed that i can make it!!AT LBM 7/1/08 (£24,018.09)- 25/09/11 (£13,032.25) - 26.04.15 - £6,429.70
LLOYDS TSB CARD £1,168.56 Loan 1LLOYDS TSB £5,261.14
:j Heading in the right direction!
Its taking so long......:(0 -
Morning mickey, and everyone :hello: :hello: :hello:
Hoping for a NSD today, as I have a busy, and possibly expensive, day tomorrow. :rolleyes:
Have a great day everyone :wave: :wave:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Morning everyone
Hoping for a NSD today, resisted buying a coffee on the way to work, really wanted one!
Just a quick question, forgive me if it's a daft one. Do you have to include things you'd already budgeted for, like petrol for example. So if I budgeted £15 petrol for the week, but spent £20 because I'd been out gallivanting, I'd only own up to the extra £5 - Still with me??Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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nsd for me today :j have a day off work so lots of 'jobs' to do in the house.0
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Just a quick question, forgive me if it's a daft one. Do you have to include things you'd already budgeted for, like petrol for example. So if I budgeted £15 petrol for the week, but spent £20 because I'd been out gallivanting, I'd only own up to the extra £5 - Still with me??
Piquant - the beauty about this thread is that you can include what you want - budgetted or unbudgetted. Simply state whether it is budgetted or not - for example 'spent £10 on meat (budgetted £12)' or 'spent £10 on haircut (only budgeted £6)'. It helps you to keep track of how things are going compared to 'budget'.
Personally, I tend, mainly - but not always, to concentrate on 'unbudgeted spends' as mrs rog2 holds the purse strings and tends to look after the 'budgeted' shopping - and very well too, I hasten to add (in case she is 'lurking') :rolleyes:
Hope that makes sense.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
postingalwaysposting wrote: »nsd for me today :j have a day off work so lots of 'jobs' to do in the house.
Hi PaP - enjoy your 'day off'. I'm preparing for my interview tomorrow as I'm getting too many 'days off' at the moment. :rolleyes:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Thanks Rog2, that helps
Gosh people would be bored with my first of the month entry otherwise, listing my endless direct debits, not to mention the weekly shop....:rotfl:Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Afternoon everyone,
A NSD for me today :j just did boring housework, at least it's freeComping again - wins so far : 2 V festival tix, 2 NFL tix, 6 bottles of wine, personalised hand soap, Aussie miracle conditioner :beer:
Married my best friend 15/4/16
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NSD today Piquant, as Rog has explained, use this thread however you want. I tend to 'declare' everything, even the direct debits that are budgeted for. Hope everyone has a nice evening x 0
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I have spent £14.99 on a shrug to go with my dress for a wedding I'm going to at the weekendOnly 2 Months to go until I'm Debt free!
£2 savers club ~ have lost count!!Loose change challenge ~ £129 banked 20/10/08 don't know what is in the jar!Proud to be dealing with my Debt0
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