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I wanna hdtv -interest free?

Just wondered if anyones knows of any places doing any interest free offers at the moment? -yes I know theres a credit crunch but you gotta try!
We know we want a 1080 tv and if could find reasonable finance then would go the whole hog with 100hz (so the chap suggested when looking at the w/end).
Also if anyone can say wether it is best to have a seperate sound system as most of the reviews I have looked at seem to mention sound quality. Sure not worse than what we have now but just interested.
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