Getting rid of CCJ'S and DEFAULTS

el_nino_5

What are the chances of getting these removed off my credit file???

LilacPixie

ifthey have been added incorrectly you have a reasonable chance. if they have been correctly applied then you will just have to wait for 6 years before they fall off naturally.

el_nino_5

Is it 6 years from when the CCJ'S were paid off???

LilacPixie

6 years from the date of the default or ccj no matter if its paid or not.

el_nino_5

Is there any point me paying the CCJ'S then???

poorandindenial

This from the payplan website:

What happens if I don't pay the CCJ?
Once a CCJ has been issued, you must continue with the CCJ payments. Failing to make the payments can lead to a number of enforcements being taken such as the issuing of Bailiffs, a "charge" being placed on your property (Charging Order) or the court can have money deducted straight from your wages (Attachment of Earnings Order).

http://www.payplan.com/frequently-asked-questions/county-court-judgements.php

el_nino_5

I have a CCJ for £600 from my a debt collection company, this was because on a bank account I had the bank owes me £3200 in CHARGERS tho, which is currently on hold with the courts. Will I be able to get this CCJ took off my credit file?

poorandindenial

I wouldn't have thought so as the two things are separate, also as CCJs are imposed by a court it is unlikely that a bank could remove them even if they wanted to

poorandindenial

THis is a factsheet on how to get CCJs set aside:

http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=12_how_to_set_aside_a_judgment_in_the_county_court

debcal

el_nino wrote: »

What are the chances of getting these removed off my credit file???

removin ccj after 6yrs n it settled

debcal

debcal wrote: »

removin ccj after 6yrs n it settled

need help and not keep paying money to do it