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Partner just applied for a store card, will it affect mortgage?
Chris2685
Posts: 1,212 Forumite
My girlfriend just came back from Mothercare and told me she got a store card from them. We are supposed to be applying properly for a mortgage soon (already have an agreement in principle).
I have heard stories about people being declined mortgages due to to many marks on the credit report, and I think this store card will have left a footprint of some sort!
As long as it is paid off properly, will it affect the credit rating when it comes to getting a mortgage? I know that cancelling it now would be worse!
I have heard stories about people being declined mortgages due to to many marks on the credit report, and I think this store card will have left a footprint of some sort!
As long as it is paid off properly, will it affect the credit rating when it comes to getting a mortgage? I know that cancelling it now would be worse!
0
Comments
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Shouldn't be a problem at all.0
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I hope you're right then
I won't shout at her just yet hehe0
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