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bank got me in wrong LTV bracket !!!
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Are the other properties you are comparing it to ex council as well?
yes the whole street used to be council...the mid terrace has sold for £182000 the other day ....( well offer was accepted)Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
If you can prove that £182,000 was a sale I would do that. If not it is your word against the surveyor.
Sounds as though you had an automated mortgage valuation to determine the LTV as beecher said.I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Take advice with a pinch of sea salt!0 -
A client of mine has just had Abbey put a value on his house of £190k using the automated valuation model and the surveyor put £260k on it when he went round.
Have you got the best deal you can through the Halifax? It may be worth speaking to a good whole of market broker to see what's out there and if you can get a free valuation done then if it does get down valued it may not present too much of a problem.
Good luckHappily an ex mortgage broker!0
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