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Northern Rock fixed BTL mortgage ends Nov 1st 08 - What to do next??

Hi all,

my Northern Rock fixed BTL mortgage ends Nov 1st 2008. NR have written to me stating that my payments will go up to £700+ pm (currently im paying £569 pm).

My apartment is worth approx £120,000.
The remaining mortgage is just under £90,000
The tennant currently pays £500 pm (which is less than the current £569 monthly mortgage payment)

So what do i do now?

Is an independant mortgage advisor the way to go?
Will i get an ok deal remortgaging my btl property?
Who are offering the best rates for me?

Any advice would be really helpful.
Thanks in advance

Dan

Comments

  • arkie
    arkie Posts: 153 Forumite
    I would contact a whole of market mortgage broker to start looking. The rates are starting from about 6% plus arrangement fees
    I am a Whole of Market Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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