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London and Country

digiman97
digiman97 Posts: 65 Forumite
Part of the Furniture Combo Breaker
in Mortgages & endowments
Has anyone had any dealings with this company ,London and Country as they have offered me a mortgage although i have a bad credit rating ie 2 ccjs they seem quite professional so far chatting to them on the phone.

Comments

  • Ian_Griffiths_Halifax
    Ian_Griffiths_Halifax Posts: 1,690 Forumite
    See this thread.

    http://forums.moneysavingexpert.com/showthread.html?t=1104695
    I am a Mortgage Consultant and don't like to be told what I can and can't put in a signature so long as it's legal and truthful.
  • Conrad
    Conrad Posts: 33,137 Forumite
    10,000 Posts Combo Breaker
    Hopefuly they aren't recommending First National (also operate as I Group and GE Money) as thier rates are very high.

    A decent broker would fist try Accord, C & G and other high street options which are a lot cheaper.

    L & C employ a lot of inexperienced brokers so I would tread with care.
  • arkie
    arkie Posts: 153 Forumite
    Use a broker , do not use L&C, look at the other posts, one post recently claimed that they had not recieved a KFI ( Quote) from L&C .
    I am a Whole of Market Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • andyyorks
    andyyorks Posts: 69 Forumite
    Part of the Furniture Combo Breaker
    arkie wrote: »
    Use a broker , do not use L&C, look at the other posts, one post recently claimed that they had not recieved a KFI ( Quote) from L&C .

    I thought L & C were a broker???
  • arkie
    arkie Posts: 153 Forumite
    sorry LOCAL FACE to FACE broker !!!!!
    I am a Whole of Market Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • andyyorks
    andyyorks Posts: 69 Forumite
    Part of the Furniture Combo Breaker
    arkie wrote: »
    sorry LOCAL FACE to FACE broker !!!!!

    No need to shout!

    I'm sure there are plenty of local, face to face brokers who have made similar mistakes to those highlighted in this thread and charged a fee for their work.
This discussion has been closed.
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