Feeling Positive Today

**MissL2**

I have about £4500 on my cc's spread over 4 cards with only £350 on a 0% intrest. Well I've being tring to get the rest of it on 0% for ages but I've been a bit reluctant to keep applying in case it damages my credit file even more. Well on Saturday I got a letter from Barclaycard saying my application was accepted with a limit of £2500 and 0% bt for 14 months and today the postman brought a letter from Tescos with a PIN number for my new card- this was also 0% for 14 months. Just waiting to get my card to see what my limit is so I can transfer another.

Can't wait to get the others closed!!! I finally feel as though I can make a dent into my debt rather than firefight! **woop**

Lx

Bargainfinder_3

Thanks for this encouraging post!! Lovely to hear a succesful one!! Well done you, big mse cheers

**MissL2**

Thanks... feel even better now I've worked out I spent about £900 on interest payments on my cc's last year (well better and sick at the same time ).

Just can't sway now.. got to keep my eyes on the prize!!!

Lx

Bargainfinder_3

I know, it's disgusting isn't it When I had my lbm I was paying more interest on one of my cards than the minimum payment!!! I didn't think that was even legal!!

supersavershal

Miss L ive got to thank you, just read your thread and applied for the tesco credit card and been accepted for 14 month 0% and a limit of £4000 so that will save me loads in interest.I didnt know they did credit cards, I think there is also some clubcard bonus points.I might try to transfer OH too, dont want to push my luck.Thanks again .

**MissL2**

Woohoo for Tesco's :T I know the debt is still the same but it feels as though someone's just slashed a massive chunk of it away! Looking forward to seeing the totals coming down!!!

Lx

supersavershal

OH now been accepted so thanks again, once its all sorted I will close the accounts of the cards ive BTd.