Tuesday 19/08/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

• update spreadsheets
• check online banking
• do clicks
• Make a loaf in breadmaker
• Storecupboard lunch and tea
• Swim and jacuzzi to use gym membership
• Home grown veggies with tea
• post a book I hve sold on amazon

Hi to all the regulars and welcome to any newbies:D
Wet and freezing here today:mad: Got the police coming to work to talk to oldies about crime prevention, should keep them occupied for a while. nother paperwork day lined up for me:rolleyes:
Have a good day everyone, hope the weather is nicer where you are.:D

mickey_mouse

Goooooood Morning Sophiesmum and everyone that follows:D

well it is sunny here but I think it is a camourflage for the rain that will most likely come later.

today I will be doing:

- daily clicks
- competitions
-taking lunch into work
-trying for a nsd

gooooooood luck all:D

andan

Well, after my awful day yesterday am feeling a little battered and bruised, but it can only get better! Found out that the pub mystery shop i had done yesterday, the member of staff had given me the wrong receipt, despite her checking it before she gave me it! Would rather curl up today and shut the world out, but instead have been up since 6.40!!

Todays things:
-Am currently doing daily clicks
-Have checked internet banking
-Have moved some money around
-Have picked up two more mystery shops
-Have sorted out the details for one mystery shop for today
-Will do mystery shop in a little while
-Will walk into town, saving on bus fare
-Use rail card to get cheaper travel
-On a course all day today, but will eventually get paid for it
-After course, will then go to my mini job
-If i have time go to the library and type up report, if not, type up report when i get home
-Fill in counselling journal
-Have started an online mystery shop and will work on it later
-Will sort out mystery shops for tomorrow
-Look for mystery shops later
-Do some slice the pie
-Work on website, is really coming along now, although am surprised at how long it takes to do!
-Go on other website for business advice
-Have uploaded shop and scanner
-Checked freecylce for free microwave and other free bits
-Forgot this one, but have entered all comps finishing today!!

Hope everyone has a great day and the sun shines at some point today!!

sophiesmum_2

:grouphug: Hope you have a better day today Andan.

Pippilongstocking

Goodmorning sophiesmum, Mickeymouse, Andan and the rest of the world!!!!!

Today - somethign from house for lunch
Yesterday a major spend day as day before school eeeeeek
Posting some ebay things
Checked bank
Taking load to new house we have the keys we have the keys........
Picking DS up from first day of high school arghghghgh
Juggle money to give niceman of the new house landlord his deposit and first months rent gulp!!

Have a great day everyone!!!!!!!

OliveOyl_2

Oh Andan how pants!
I don't know about your company, but mine are particularly inflexible about time/reports/receipts.
When I've had the wrong receipt - no payment was forthcoming.
When their map was wrong, I got minus 2 points for being unable to do it
When my picture was too large to upload and I had to make a special trip to take it again, and then the pic was too dark, another trip. They deducted 2 points for not completing within 48 hrs. :mad:
It all seems one way :rolleyes: (Though they still haven't responded to me asking *what* the points mean :rotfl: )

Anyway, Morning All, thanks Sophiesmum

Today I have/will

• made a packed lunch, and supper is organised
• walk to work
• write to Vet, as I didn't do yesterday
• Piggy clicks & on-line banking as we approach payday and I've still not gone into overdraft :j (well not on expensive o'draft account, the other one is still £600 )
• list some more on e-bay (didn't do any yesterday )

Have a good one everybody.

yukkibear

Morning all, grey and miserable today. Seems to be matching my mood as I'm tired, not a lot of proper sleep last night. Spent more than I wanted to yesterday, so today hoping to get my bum in gear and rein myself in a bit.

Today I will

- meet friend for coffee (free as he house)
- check bank - done, looking ok I suppose but more on the paid out side than I like to see
- clicks
- comps
- reviews
- tidy at least one bit of my minging house as neglected it that last 2 days.
- Make a meal from cupboard and get some recipes for the chicken that's lurking in the bottom of the freezer.

Have a good day everyone.

newmum1

Hey all,
- I have just checked bank acc online not looking good but going away next week so will have money in bank when i get back.
- Barely anythung in cupboards the meals are getting more and more boring but aim to spend £15 in tesco on just topping up to last till next week
-gotta pay for parking today but will get it back
-So should spend no more than about £20 which is not to bad i gues

have a good day all.

FrankieM

Morning everyone,
Lots of hugs for those who are having a bad time..

Today I will:
Mystery shop
Make meal with leftovers
Eat leftover chicken dinner for lunch
Check online banking
Piggy clicks
Encourage DH to do expenses.

Laters xxx

claireabelle_2

morning all
not nice weather here - what happened to summer?!
So far today I have

• brought in lunch
• done 4 x Pig CTs each
• checked banking as am following up credit card charges :mad: i reckon hsbc are trying to wriggle out!
• updated sheet for my low spend pub quiz night out last night (we won again, 7 in a row!! :j )

and I will

• bank the cheque from my car sale and pay £1k off halifax card when it clears
• not spend anything

Have a good day all...
Claire

PS andan, are you with RE? I never send in my receipts (I just keep them in case they ask for them)

mbaz

Morning all

Today I will

1. check carshare website for hubbie
2. daily clicks done
3. sign up for mystery shops
4. chase espares refund done
5. phone home insurance to find out why they reinstated DD without my authorisation (resulting in a charge)
6. check online banking. 1 week to payday can I make it s-t-r-e-t-c-h!!!
7. baking
8. job hunting


Have a good day all

Mx