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new mortgage with partner
lisaw0311
Posts: 2 Newbie
my partner has had his current mortgage for 2 years, he needs to re-new this and is currently looking for new deals. he has approached natwest and they have advised him to continue with the application i need to sign a form to say that if for any reason he cannot continue with the mortgage repayments (bearing in mind that his credit is fantastic) then i cannot claim squatters rights. can they stop the application if i dont sign the form they want?
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This is quite normal. Any adult not named on the mortgage has to sign this waiver. If you don't sign, they won't give him a mortgage.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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but if i'd moved in with him just after he'd agreed the mortgage then they wouldnt have been able to do anything about this then, would they?0
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My own son had to sign one of these because he was 18 and still living at home0
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but if i'd moved in with him just after he'd agreed the mortgage then they wouldnt have been able to do anything about this then, would they?
You would have had less rights as the mortgage would have pre-dated your residency.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
but if i'd moved in with him just after he'd agreed the mortgage then they wouldnt have been able to do anything about this then, would they?
Then the mortgage would have come before your occupation, which is different....much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0
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