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credit card advice needed
badgerbread
Posts: 302 Forumite
I don't know if anyone can help me I was wondering if there are any credit cards out there that have a 0% balance transfer that accept you if your credit rating is not fantastic I know this is a long shot as I have already been turned down for halifax card and I don't want to do too many applications because I have heard that this hurts your credit rating so would appreciate it if anyone knows which card if any is more likely to accept you
Make £5 a day in May total so far £2
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Comments
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Try posting on credit card board.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
You might get a better idea from the creditcard board, but i'd also ask if it is easier to get a LOB card if you may not get a 0% one.
No idea really about who is more likely to give the deals, especially in the current climate, but might be worth looking at the LOB option too. Have you tried tarting your current cards? or do you have late payments that may hinder this?After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110
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