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Cheapest 5 yr fixed remortgage 90% LTV
manikm
Posts: 223 Forumite
Is the Nationwide offer (6.38%) the cheapest deal out there for a remortgage deal?
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Comments
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I think so!Be nice, life is too short to be anything else.0
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No, Accord have some semi exclusive products - 90% LTV remortgage, 5 year fix at 6.34% with a £495 fee.I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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or 6.29% with £598 in fees from First Direct0
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or 6.09% from YBS with a £995 fee but a £500 cashback
http://www.ybs.co.uk/mortgages/current_products/products/5yr_fix_04.jsp0 -
It also depends on the size of the mortgage and if you cost the deal over the 5 year period rather than looking at the headline rate.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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thanks guys!
there has to be a catch with that YBS one....
LOL!
why hasnt my mortgage broker seen that one???? hmmmm.0 -
Your broker is unlikely to recommend the YBS deal as they don't accept business via brokers. There are several similar lenders such as Britania, First Direct etc.0
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thanks guys!
there has to be a catch with that YBS one....
LOL!
why hasnt my mortgage broker seen that one???? hmmmm.
Utilise your own research don't just trust a broker to find you the best deal. Some deals are exclusive to brokers, some deals are only available to customers direct.
The size of your mortgage justifies that little bit more time to find the best deal.0 -
thanks everyone!!0
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