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Remortgage scuppered by valuation

My house was valued by 5k less than i was hoping for to get into the < 90% LTV bracket to get a 6.38 rate on a 5yr fixed with nationwide...

Is there ANYTHING i can do without coming up with the 5k myself...?

Also, is it wise for me to go from a tracker (ends in 1st Oct) to a 5 yr fixed - or should i do a 2 year tracker again>>?

I need a crystal ball.

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