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Is this it for us now?!!
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Hi
just read your thread and myself and my husband are in exactly the same position as yourselfs! We are also with mortgage express and negotiated repayment due to arrers but have failed due to our lack of incoming and they are useless in terms of advice. We are considering bankruptcy to make a fresh start for my family it might be worth contacting ccss and discussing your options0 -
TBH 9.43% on a mortgage is outrageous (I would say usary). It is the sort of rate you would expect for an unsecured loan.In case you hadn't already worked it out - the entire global financial system is predicated on the assumption that you're an idiot:cool:0
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