budget weekly challenge w/c 17th aug 08 everyone welcome

postingalwaysposting

Good morning all….

Every Saturday a thread is started where you all pledge a ‘target’ amount of money you will not exceed through the week, Sunday ~ Friday inclusive. Each day, if you can, come along to the daily spends thread and post what you have spent that day. We are all very supportive in there don’t worry. Then on Friday night ready for the Saturday add up your spends ready to post on the following weeks challenge thread. I will then turn you red/green depending on how you achieved.

Now this isn’t about the person who can get through the week spending the least its about getting you to realise that maybe a £4 magazine or a trip to a fast food restaurant isn’t really needed. Everyone’s pledges will be different as single people and people with dependants have a different way of life… that’s what makes this challenge so diverse.

A question that is always asked is why don’t we/I include Saturdays? The simple answer is the founder of this challenge chose not to include it. This means if you were to go out on a Saturday there is no need to worry about the challenge. However this doesn’t mean you can save up all your spends and go for a blow out on Saturday. The daily thread is still posted and even if you have went spending its nice to come back and put it all in black and white. However some of the challengers in past years have included Saturdays in their challenge, this is fine.

So why don’t you come and join in? Just reply to this post and place your pledge. I do all the hard work next Saturday so no need to worry about that. However if you feel like you want to why not place this challenge and your target and spends in your signature? Please don’t worry if you are to be turned read the following Saturday it happens to us all, me more than most. So please come and join in…

Now a word from our founder ~

Originally Posted by Moozie
Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x

Last weeks pledges ~
OliveOyl ~ £10.00
Gemmzie ~ £10.00
SarahNeedle1872 ~ £5.00
Never Ever Again ~ £50.00 ~ £39.44

Good luck this coming week all :j

postingalwaysposting

Ok after a couple of weeks 'break' from this challenge its time to get back on the wagon. So this coming week I pledge £10. Fingers crossed. Take care all :j

postingalwaysposting

all alone

daphne_descends

Hi Pap, I'll join you, got to rein in the spending before I go back to work - put me down for £30.

The title of the thread might put some people off opening as it looks like a bit of a club, maybe include the words 'everyone welcome' or 'come and join us watch the pounds' or something maybe? Might get more people interested. But it is the summer holidays and lots of people relax things I guess, and are away at this time of year

I need you to keep me in line though!

beanielou

Ive had a few weeks off from this and as pennies are really tight need to get back on track.
So £15 for me this week.

Debt_Free_Dreamer

Put me down for £10.

That should cover my badminton on Thursday, a drink at Friday Pub Club (lunchtime with the girls) were I will just have a drink and a bowl of chips, nice and cheap.

hypno06

Ok, I have done pretty well for the last couple of weeks not taking money out of the bank and speniding on "stuff"....

This week I am off work, so it will be a bit more difficult because I am with the kids.......but my "spends" should be assisted by the four mystery shops I have to do this week which each allow a few pounds "expenses" which will cover the bread/milk/cat food stuff.

I need to buy school uniforms but that will have to come out of the "essentials" budget (if indeed I have such a budget!)

So, I will stick with £10 to cover "spends"......the children have just agreed this, so it will be interesting to see if we really can do a week at home with the minimum of spending

Gemmzie

:whistle: Over

Erm this week, I will behave £10

savvykaz

Hiya pap,

I too have been away from this challenge for a few weeks, so a kick up the backside is needed.

I've renewed my train pass, put petrol in my car, so hopefully I shouldn't need to spend any more than £10 on non-budgeted things.

angelflower_2

PAP....cheers for posting this. Not completed this challenge before but determined this week. I am allowing myself a budget of £25 each week to see if I can justify/afford to join a gym by not going over.

Only way I will go over is for additional debt repayments which will be a good overspend.

Never_Ever_Again

Hi PaP

I spent a total of £39.44 last week and I am going to try and half my spending this week as I am running out of money!!
So £25 this week for me please.