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Bankruptcy & Private Renting

2

Comments

  • MJ
    MJ Posts: 31 Forumite
    We've had 2 replies back so far (Tradepro) & (Ten Alps Publishing). Tradepro are coming to an agreement.

    Ten Alps won't accept the offer & have also added on £352.50 saying they can't cancel the last ad. They are now wanting £129 within the next 14 days (Which we simply don't have). We offered them £10 per month for the moment, but as other debts get paid off the payments will go up accordingly.

    Our outstanding balance with them as gone up from £1,195.11 to £1,547.61, they're saying they will only accept mthly payments of £128.97 over 12 mths. :mad:
    Total Debt (£23,069.63) as of Aug 08
    Total Debt (£18,726.85) as of Dec 08
    Total Debt (£13,264.48) as of Sept 09
    Total Debt (£11,966.60) as of Dec 09
    Total Debt (£ ) as of Jan 10
  • MJ
    MJ Posts: 31 Forumite
    I'm applying for a job (It's approx 5 mins walk, so not far lol). I can manage 9 hours for the first month (Minimum Wage). If i do well in the first month, then i'll be able to get more hours & more money.

    Fingers Crossed.
    Total Debt (£23,069.63) as of Aug 08
    Total Debt (£18,726.85) as of Dec 08
    Total Debt (£13,264.48) as of Sept 09
    Total Debt (£11,966.60) as of Dec 09
    Total Debt (£ ) as of Jan 10
  • MJ
    MJ Posts: 31 Forumite
    Ten Alps finally accepted our 2nd token offer but not heard anything off anyone else yet.

    I've applied for 3 jobs (Admin Assistant) @ Sainsburys (12hrs), Embroidery Assistant (7-10hrs) for the 1st month & (Customer Service Advisor) @ Council (22hrs) 4 days per week.

    My mum will look after lo whilst we both work to help with childcare costs.

    We've managed to pay off just over £900 on our total debt in a month.
    Total Debt (£23,069.63) as of Aug 08
    Total Debt (£18,726.85) as of Dec 08
    Total Debt (£13,264.48) as of Sept 09
    Total Debt (£11,966.60) as of Dec 09
    Total Debt (£ ) as of Jan 10
  • deedee_3
    deedee_3 Posts: 891 Forumite
    Well done on managing to pay so much in a month and I hope you manage to find a job soon.
    Namaste DeeDee x
  • MJ
    MJ Posts: 31 Forumite
    Thanks Deedee

    Just hope we can keep it up & get things paid off.
    Total Debt (£23,069.63) as of Aug 08
    Total Debt (£18,726.85) as of Dec 08
    Total Debt (£13,264.48) as of Sept 09
    Total Debt (£11,966.60) as of Dec 09
    Total Debt (£ ) as of Jan 10
  • MJ
    MJ Posts: 31 Forumite
    I got the Embroidery Assistant job today. I start on Mon & i'll be doing 9 hrs per week @ £5.60 per hr on a mths trial, then i'll be getting more hrs & the money goes upto £6 per hour. My mum will be looking after lo to help with childcare costs. :D

    We managed to get 2mths rent Free in exchange for us decorating, Putting in a new shower & tiling the bathroom of the empty flat in our block.

    We also mangaged to get Payment Agreements with 5 of our creditors as well, still waiting to hear back off VAT though. :confused:
    Total Debt (£23,069.63) as of Aug 08
    Total Debt (£18,726.85) as of Dec 08
    Total Debt (£13,264.48) as of Sept 09
    Total Debt (£11,966.60) as of Dec 09
    Total Debt (£ ) as of Jan 10
  • :T M/J that is stunning news on the job front. Congratulations :beer:

    Well done you on thinking out side the box as well.

    Please keep us updated on your progress.

    (((hugs)))
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • MJ
    MJ Posts: 31 Forumite
    Thanks Tigerfeet i'm quite happy & excited about getting into something new withn this job, & it'll also help out with the finances a bit as well.

    We've also bartered for some other things as well, just happy that people will accept this kind of thing.

    We'll also be taking advantage of Library from 5th October. As they will be opening every Sunday until Xmas & CD's/DVD's will be Free to hire on that day only.
    Total Debt (£23,069.63) as of Aug 08
    Total Debt (£18,726.85) as of Dec 08
    Total Debt (£13,264.48) as of Sept 09
    Total Debt (£11,966.60) as of Dec 09
    Total Debt (£ ) as of Jan 10
  • MJ
    MJ Posts: 31 Forumite
    Well we got 3 DVD's from the library which would norm cost £4.50 so glad we got Free hire. ;)

    1 more payment & Studio is paid off also got Car Insurance & Personal up to date & not in arrears finally.
    Total Debt (£23,069.63) as of Aug 08
    Total Debt (£18,726.85) as of Dec 08
    Total Debt (£13,264.48) as of Sept 09
    Total Debt (£11,966.60) as of Dec 09
    Total Debt (£ ) as of Jan 10
  • MJ
    MJ Posts: 31 Forumite
    Well the VAT people finally got in touch with us.

    They've given me a number to De-Register from VAT, so i rang today & the form should be with us in 5-10 days. When it's filled in & we've sent it back they'll see what the total amount we owe @ that time is. But the guy i spoke to said we'll prob have a lot better chance of them accepting the payments of £200 per month until we can afford more. Which i said we'd be able to do as other things get paid off, etc.

    So looks like theres light @ the end of the tunnel finally.
    Total Debt (£23,069.63) as of Aug 08
    Total Debt (£18,726.85) as of Dec 08
    Total Debt (£13,264.48) as of Sept 09
    Total Debt (£11,966.60) as of Dec 09
    Total Debt (£ ) as of Jan 10
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