Who has forgotten to put all creditors on forms

stevelinz

Hi,

What happens if I do not put all creditors on the forms? I have been chasing around trying to ensure all debts are listed but I am worried that I may have forgotten someone.

Because it was my business failing some debtors are suppliers and are not listed on a credit report

Has this happened to anyone else? If yes what did the OR say and do if not found out until the discharge.

Thanks
Steve

fatou256

me too i forgot to put all my creditor on mBR form anyway when the forgotten creditor appraoch me i gve thema copy of my Br order and my OR phone number and that was it !

don;'t worry too much , your name will be prublished anyway in the ghazette so that all of your creditor can see that you have been made BR and as such they should coantact you OR .

good luck

dalip

As fatou says, thats the reason your name gets printed in the papers so that any creditor can come forward with a claim.If some contact you or you remember someone at a later time they can still be included. Thats where date plays an importent part. Any debt incurred before can be included,any debt incurred after that all improtent date you have to deal with.D

tlybud

this happened to me with a couple of debts, i phoned the or and they said to forward them as long as they are before br they are included i was told i was not allowed to pay anyone once br

stevelinz

what happens if I am discharged, and the creditor was not included and it turns up two yrs later

fermi

stevelinz wrote: »

what happens if I am discharged, and the creditor was not included and it turns up two yrs later

It's still the same. The bankruptcy order legally covers ALL non-exempt debts that were owed at the time of the order.

Doesn't matter if it turns up 2 months, 2 years, or 20 years later. Legally it is covered.