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Quick overdraft question..
ferry
Posts: 2,017 Forumite
Hi all
Silly question me thinks,but I was wondering if you use part or all of an agreed overdraft amount or go over the agreed amount does it show on your credit file? :rolleyes:
Does an overdrawn account impact a credit file or affect credit rating?? :rolleyes: :rolleyes:
Or does it not register if the overdraft is cleared each month?
Terry..
Silly question me thinks,but I was wondering if you use part or all of an agreed overdraft amount or go over the agreed amount does it show on your credit file? :rolleyes:
Does an overdrawn account impact a credit file or affect credit rating?? :rolleyes: :rolleyes:
Or does it not register if the overdraft is cleared each month?
Terry..
:j
0
Comments
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Current account providers have their own policies of reporting overdraft activity to the CRA's.
There is some general information on pages 10-11 of Experian's "Your credit report explained" booklet, which can be downloaded from...
http://www.experian.co.uk/consumer/index.html0
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