Thursday 14/08/08 What small dfw thing have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

• update spreadsheets
• check online banking
• do clicks
• Make a loaf in breadmaker
• Storecpboard meals
• Going to theatre tonight, will take own drink and goodies:D Taking my oldies from work to see the musical Oliver.Have instructed them all to take big handbag and own sweeties;)
• Need to write to child benefit and let them know my DD is staying on at college, this is last month for her child benefit otherwise.

Good morning fellow dfw's:D Still no sign of the sun here, very dull and overcast. KT hope you are feeling a little better today:kisses3: . Everyone else have a good day.
Hi to any new posters to the thread and hi to all the regulars:hello: :hello: :hello: .

SmellyOldSock

Morning all

today I will/have

-washed at 30
-line dry the above (the sun is shinning)
-check online banking
-dinner from store
-take kids to beach for the morning (no spend)
-pay in cheque for cleaning
-tidy bedrooms and playroom, looking for ebay stuff!

have a good day
Charlotte

oooh first poster again this week!

OliveOyl_2

Morning Sophiesmum et al :hello:

Well today I have/will:

• posted here (helps me to focus on the task )
• packed lunch including my refrigerator cake substitute for KitKats
• Had another NSD yesterday, though I intended to go to Lidl, I'll do that tonight. Not a NSD, DS2 gets his results today, we're either celebrating or commiserating by having an Indian :beer: we're celebrating
• Daily clicks and checking banks I'm NOT going to miss one and get charged this month

Have a frugal day everyone

MERFE

today I will/have

do daily clicks
dry washing on the line/airer
take kids to the park (about as far as I can manage without having to take a suitcase of spare clothes for them both just incase!)
write to tax credits - the idiots are overpaying us again
try and keep the tele off all day saving electric - no beebies and no dvds (I hope it stays nice so they can play out.

oh just had to add I cut the kids hair at home this morning, ds was easypeasy with the clippers and looks much neater. I didnt want to cut dd but she insisted and wanted it clippered off and was quite upset she still had hair left after her trim! Its a bit shorter than I wanted to cut it but she moved her head so I had to cut the rest shorter to match!

mbaz

Morning all. What a day I had yesterday. Completely unDFW

My almost 2 (going on 12) year old son pulled tele over on himself. Had no car so called 118118 for taxi number and asked them to put me through :eek: I feel ashamed! And got nothing else done so lots of making up to do today! (He is fine by the way - just bruised)

Today I will

Keep an eye on my ebay stuff ending in next hour and get it all parcelled up. Relist any that dont sell with better pics. Made over £60! Even sold a slide I bought a couple of years ago at carboot for £7 for £13!!! Really chuffed. 5 items to relist so must find my camera and get on with that shortly...

Daily clicks Done. Hate those bloomin things but they are paying for xmas so have to be done!


Phone home insurance to find out why the reinstated my DD without permission causing a bank charge :mad: just called them and their systems are down! Also had a lette from them asking me to set up a DD......strange why did they try to take it then if it wasnt active???

Have a good day all

andan

Ktjazz, hoping the new day renews your energy and positive thinking.

Mbaz, i should think due to the situation yesterday, being undfw, is totally understandable, really glad your little boy is ok, that must have been very scary.

Still haf a sleep today, so is taking me ages to write this list!

Things i must do today:-
-Send bookie a copy of further id they have requested
-Place a matched bet
-Do a mystery shop, which also combines as free tea
-Go out this evening to my group
-Do an online mystery shop/evaluation
-Look for more mystery shops
-Email a mystery shopping company back
-Work more on my website
-Transfer some money into savings account for a payment a day challenge
-Enter all comps ending tomorrow

Things i would like to do:
-Read more of my counselling book
-Put loose change in bank, some of which i have collected for my payment a day challenge
-Update spreadsheets regarding challlenges
-Do daily clicks
-Do some slice the pie
-See where i am with my voluntary placements
-Get in touch with one of them regarding the training starting soon
-Look for some more placements
-Go on website for business advice
-See whats left to sort out with business
-Look through jumpers to try and list some on ebay another day
-Listen to relaxation cd
-Sort through emails
-Do any surveys
-Email a new friend back to sort out a meet.

Think thats it for me today, if i think of anymore i will add them.

bella2121

hi everyone!!!

today i will

• enter at least 30 comps more if i can!!!
• do some slice the pie, aim for at least £2 on there.
• look into signing up for mystery shopping
• count the copper tub.
• look for items to sell on ebay ( i am a real novice at ebay only every sold one thing and found it pretty stressful, if anyone can tell me what sort of things sell well i'm gonna face my fear and go for it haha!!!!)
• make a shopping list for aldi
• doing a wash at 30, and gonna peg on the line
• having a freezer tea

Dont think gonna have a no spend day today as need essentials bread, milk etc but other than that gonna try and be good!!!

hopefully should hear back about a new job i've applied for fingers crossed i get an interview!!!!

have a nice day everyone!! xxx

Pippilongstocking

HI Guys
Um today - thinking - coffee in hand

Taken in lunch
Um, checked bank
OH phoned me so I saved on that call
Will wake up then think harder, scary thing is I am already at my desk!! (how did i get here .......
Will check ebay few things finishing today
Chase up a few things
Write to council who have billed me for two books am sure have taken back to library whoops
Write to tax folk
Write to little woods - they think I owe them tonnes - which absolutley isnt true - can they levy charges for unpaid things that you have sent back??

Good morning to all, sunny here - again, what on earth is the weather upto?????

painted_lady

I had a good day yesterday, didnt manage to update, but I FINALLY SORTED THE SIZE 10 CLOTHES FROM MY WARDROBE FOR EBAY!!!!! Have been meaning to do this for ages, I also shopped around for general everyday shopping, claiming hundreds of extra tesco points, boots points and getting loads of stuff I need anyway on Lidl deals.
Now today I need to
- photograph the stuff for ebay, it will get in my way now in piles of clotheson the bedroom floor, so motivated me slightly to do something about it Just finished photographing now
- maybe ebay list tonight might list
- phone catalogue to request cheque to be sent to me, they have a money back guarentee, they credited my account instead. I simply want my money back, surely this is within my rights? no
Sure there are more things I need to do but will update later.
-got £5 off shopping in tescos using vouchers, got some baragins too, large packs of ariel £7
- tried making bread myself (by hand), was a bit sticky, think I out too much water in it, but followed the recipe on the back of the flour

bunzee

Morning everyone!

The weather is slightly brighter here this morning, wondering if I should have put my washing out! The last time I did that though it rained hard all afternoon while I was stuck at work.

Anyway, today I will:

• Check online banking
• Have an NSD
• Slice the Pie (didn't do any yesterday, bad me!)
• Have packed lunch and eat from stores
• Do clicks
• Try to train my extremely thick cats to use the cat flap :rolleyes:
• Do expenses claim for work (it's only a few quid but it all helps )

I think that's about it, hope everyone's having a good day xx

angelflower_2

morning - didnt get on yesterday and didnt really get up to too much but will add here just as a record anyway.

yesterday

- chase up Sainsbury for my reference done but not sure if in time for my start date on Monday
- check whether or not they are giving me a new contract from Mon - Oct done - but the answer is I still dont know
- make a payment a day challenge £2 done
- pick up lots of mortgage pay in slips and quick deposit envelopes for me PAD challenge done
- make strawberry jam done
- storecupboard meals done
- return breadmaker done
- return the wrong lightbulbs i bought done


Today

- use our free gym trial day at David Lloyd
- collect claim free meals and clothing grant form from local council office
- check emails done
- do clicks done
- update my soa
- update microsoft money
- make a payment a day
- check and update all posts here
- storecupboard breakfast and tea (will prob have snack lunch at gym)
- try not to stress at the fact that from Saturday will be officially jobless!!!

So thats me today - will update as i go along