Its all done! thank you for your help

lindsaygalaxy

Its all done, I am not officially bankrupt.

dont know anout anyone else, but I dont really feel anything, guess it hasnt sunk in.

Got to the court at 8.30 when it opened. The receptionist/administrator checked my forms and took my money. I then went into the waiting room where she took them to get further looked at, there was no one else there. Came back in and said come back at 10am. So I went home as I live bear by and came back at 9.45am after having a cuppa.

Went back into the waiting room where ther were a few moew people waiting. 10 mins later got called in to the court room. As I pushed the door I think i was expecting something different, but it was just a table with chairs around it. the judge was sitting there, who was a fairly older well spoken man. It just kida flicked through the paperwork, asked me if I had seeked adviced. Then told me if I co-opoerated within 12 months I would be able to start my financial life over again.

When I came out I was given my BR order. Think there was one other peson being BR today after me, as he was in straight after me for the same 30 seconds.

The OR is meant to be calling this afternoon, and just need to set up a new account and change my tax credits.

thank you for everyone on heres advice and last minute questions I had! Will elt you know how the OR goes and my SOA!

dalip

Well done. You may notice more relief after the OR interview. Hope you get a good nighs sleep tonight.D

Jaks

Well done. Let us know how you get on with the OR. Is it as nerve wracking as I imagine?

Jaks

lindsaygalaxy

it was nerve wracking, but no where near as scary as you imagine. I thought I may get eye-balled for being quite young but no one battered an eyelid

tigerfeet2006

All the best Lindsay. It will probably take a wwhile for you to fell different after all you have lived with the stress of it all for so long.

blueopal5577

How old are you? lol ive got the same fear! i actually scanned the insolvency website, everyone on there are between 10 years of eachother.

eeek ive even thought bc its public information, will the local paper pick up on me being younger than usual! God ive got vision "Bankrupts getting younger and younger" and my mug shot underneathe.

Dont know why they think ive got an anxiety disorder... lol

lindsaygalaxy

under 25!

Just applied for my co-op account but it got referred:(

queenie1_2

Well done you :beer:

get_me_out

Well done for getting through it:beer:

From what I understand the Co Op are checking things more now. But if you don't owe them anything all should be fine.

lindsaygalaxy

Co-op are nto one of my creditors, but I had a credit card with Virgin, and when i was ging thruogh my paperwork I noticed that in the days when I could pay my bill it went through them, would that make a difference?

Phoned tax credits that are due tomorrow and they think the payment will go into my nationwide accont, but if they do wil ask OR to fax a letter to nationwide to let me have them:(