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Can I get another free credit report?
HeadInSand_2
Posts: 394 Forumite
I obtained the 30 day free trial last year (Nov/Dec) - I'm guessing I'm not allowed another freebie from them (Experian - creditexpert.co.uk) - is there another option for a free check or do I need to shell out for one now? No real urgency, just fancy a peek at how it looks nowadays.
Thanks.
Thanks.
0
Comments
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Not that i could work out. I'd suggest ordering the reports for £2 rather than paying whatever fees they say can get you access.After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110 -
Not that i could work out. I'd suggest ordering the reports for £2 rather than paying whatever fees they say can get you access.
Thanks, from elsewhere or the same website? Had a sniff about but it only seems to want to let me pay them £6.99 to get back in, can't see a £2 a report link, I'd willingly pay £2 for a single report.0 -
HeadInSand wrote: »Thanks, from elsewhere or the same website? Had a sniff about but it only seems to want to let me pay them £6.99 to get back in, can't see a £2 a report link, I'd willingly pay £2 for a single report.
Here: http://www.wiseconsumer.uk.experian.com/Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Cheers. I see Equifax also do statutory reports for £2, is this the same data set or are they different credit reference agencies? If different, worth having both?0 -
Some creditors report to both, and some to one or the other. Although Experian are the one most widely used.
So depending on who your creditors are/were, they can be similar or quite different.
If you want to be absolutely thorough then you should get the Callcredit report as well, but they are used by a much smaller subset of creditors than the other two agencies.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Scroll up the page a little on this link.
http://www.moneysavingexpert.com/banking/credit-rating-credit-score#checkAfter falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110
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