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date incurred?
lindsaygalaxy
Posts: 2,068 Forumite
Is that the date the credit started or when it was last paid?
Thank you for your help.
Thank you for your help.
£2 Savers club £0/£150
1p a day £/
1p a day £/
0
Comments
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Hi Linda
It's the date the credit card/loan was taken out. If you don't have the exact date a rough idea will do. I put dates with a ? next to all mine and it was fine.DFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
As Dalip said, the date the debt started. I put 'approx' next to some of mine and it was no problem at all
You can't control everything in life....... your hair was put on your head to remind you of that
Proud to be BSC no. 1030 -
thank you. wher it says reason for debt, did you go in to much detail?£2 Savers club £0/£150
1p a day £/0 -
lindsaygalaxy wrote: »thank you. wher it says reason for debt, did you go in to much detail?
Not loads, no. Just: general living expenses, consolodation, clothing for me and the children, christmas and birthday expenses, wedding expenses etc etc...... whatever you did use the CC/loan/OD for You can't control everything in life....... your hair was put on your head to remind you of that
Proud to be BSC no. 1030 -
do I incklude old tax credit overpayments? only thing im worried about is that they will go over and look into all my old claims, it takes them forever to sort things out and count on tax credits to cover childcare!£2 Savers club £0/£150
1p a day £/0 -
You have to include any debt that you owe at the date of bc. I put my student loan down even though i knew it was not covered by my bc.DFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
lindsaygalaxy wrote: »do I incklude old tax credit overpayments? only thing im worried about is that they will go over and look into all my old claims, it takes them forever to sort things out and count on tax credits to cover childcare!
I included a tax credit overpayment from 2003 (approx. £1200 that I was paying back at £10 per month) and it was fine - didn't effect my current claim at all.You can't control everything in life....... your hair was put on your head to remind you of that
Proud to be BSC no. 1030
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