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Hi Can somebody give me some advice?

I have an Endowment policy with Standard Life.

It was taken out over 25 years and has 7 years left to run

It has a predicted shotfall of £24,000 a current levels of growth

I pay £64.70 per month into it

We currently owe £57,000 on the mortgage with seven years left to run

What options do I have?

Would it be better to sell the Endowment and remortgage whats left on a repayment basis?

The Endowment is an Early Maturity with profits policy if this makes any difference

Hope somebody can give me some advice

Many thanks

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