2 suffocating debts - what can I do?

BallerinaGirl

I have 2 huge debts which between them take £250.00 a month from me and now I am at the stage I just cannot afford these....I am broke with 2 weeks left till pay day.

Debt 1 is Welcome Finance loan of £160.00 per month, what is the best way to approach these to ask for reduced payments?

Debt 2 is one of those STUPID pay day advance loan things who's charges cost me £90 per month, I don;t know what is the best thing to do to try and get this reduced or cleared?

My finances are fairly tight, my other debts are already with CCCS and I want to try and sort these 2 out by themself.

Any suggestions please?????

LilacPixie

any chance of getting a 2nd job to help?? have a look at the up your income board and make £10 a day thread for insperation.

get_me_out

If it was me I'd pass those 2 onto cccs as well. Welcome can be nasty when trying to reduce payments, I had to get CAB to sort them for me. They are good at ringing you let phone ring TWICE and hang up. Then charge you 30.00 for the call, very nasty.

They then passed it to another company. Who when they contacted me I said that the charges Welcome added at 30.00 per phone call. Could never have been made as I had no phone line. The company chopped my debt from 600.00 to just 240.00 and gave me a couple of months to pay it.