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  • mmark
    mmark Posts: 8 Forumite
    good point-got a capital one card, havent ever used it, with a big credit limit, worth a try i guess!

    thanks chev
  • mmark
    mmark Posts: 8 Forumite
    My salary is around 22 basic, works out more due to the night bonus and annual bonus

    anyway, i seem to find it hard to save/limit my spending


    My rent is 300/month - no bills , company house, so the money I get paid is after tax/rent - 1300 or so


    Bills for the month
    ________________
    Gym: 46
    Phone: 40
    BT: 10
    O2 broadband: 10
    Food: 300-400

    ____________


    so if we said 506 max to pay out, leaves me with around 700-800 after paying bills and rent,


    how much should I pay back for my debts each month?


    Thanks
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    mmark wrote: »
    Food: 300-400

    :eek: You feeding an army?! :eek:
    March yourself over to the Old Style board and check out the grocery challenge pronto!!
    Debt Free as of 17/01/2009 Turtle Power!!

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  • just make sure when you pay off the debts you cancell them otherwise you will be temped to rack up the debt again!!
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  • Horace
    Horace Posts: 14,426 Forumite
    I nearly fell off my chair when I saw that you spend £300-400 a month on food. If you live on your own you should certainly be able to get that down - try shopping in places like Lidl - I have just done my monthly shop there and the bill came to £21.20 and now my freezer and veg box are full again:D

    Agree with another poster - go over to Oldstyle Moneysaving and find out about meal planning, grocery challenges etc.
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