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This Could Be A First

southernscouser
southernscouser Posts: 33,745 Forumite
Part of the Furniture 10,000 Posts Combo Breaker
in Debt-free wannabe
I am almost certain to not go into my overdraft this month which hasn't happened for years. Honestly can't remember the last time I stayed in the black. I've only got to last 4 days and I've got about £17 in my account with everything paid for and a full tank of petrol. Also got a DVD refund to come back for £11.99 so I'm am well chuffed! :D

Comments

  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    wtg SS. all that hard work is paying off well done you!!!. i have just sent off a cheque this morning to pay off my next catalogue!!!!!! will alter signature when it has cleared from my bank account. with xmas already bought and paid for in cash nov and dec will be spent hammering debts!!!! looking forward to owing less going into a new year!!!

    feels great dont it :D
    November NSD's - 7
  • Tondella
    Tondella Posts: 934 Forumite
    Well done! Well done! :T :T :T
    Debt Oct 2005: £32,692.94
    Current debt: £14,000.00
    Debt free date: June 2008
  • tattooed_lady
    tattooed_lady Posts: 1,591 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    That's so cool SS !! :dance:
    Mortgage-free wannabe!
  • ms_london
    ms_london Posts: 2,852 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done SS, thats excellent!! Keep up the good work :0)

    Ms_London

    (Z list celeb!! Grrrrr!!)
  • rchddap1
    rchddap1 Posts: 5,926 Forumite
    Congratulations to you. I remember when I managed to get to that stage... it felt fantastic.
    Baby Year 1: Oh dear...on the move

    Lily contracted Strep B Meningitis Dec 2006 :eek: Now seemingly a normal little monster. :beer:
    Love to my two angels that I will never forget.
  • moonbeam682
    moonbeam682 Posts: 344 Forumite
    thats great news SS well done :T
    'Butterflies and zebras and moonbeams and fairy tales, thats's all she ever thinks about riding with the wind' - Little wing, Jimi Hendrix
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Thank you all for your kind words.

    I know it doesn't sound like much but it basically means I'm not spending money I don't have anymore.

    Also reduced my Egg limit to £1,500 from £8,600. Although it makes no difference to the ammount I owe I feel a lot more positive about things! :D
  • skintchick
    skintchick Posts: 15,114 Forumite
    Debt-free and Proud!
    Was my first month last month, and I'm on course for this month too!!

    Well done!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
    :cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool:
    :heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
  • pineapple_beach
    pineapple_beach Posts: 104 Forumite
    Part of the Furniture Combo Breaker
    Well done!
    I love reading this site - you are all an inspiration!
    I have been on the working with my debt situation since September 2005 and not in the red (with bank account) since then, steadily paying off what I can, and I can sleep more easily now... just got to clear all the debts now!!! One small step at a time methinks.
    p_b
    MFiT-T2 no 66. To clear £61000 mortgage by 10 Dec 2012 ;)
    new balance 5/11/12 £18000
    Not going to make target but still delighted :D
    Big debt £24500 Lightbulb moment Aug 04 :eek:
    All paid off 20.12.06 - YEEESSSS!!!!!!:j
  • roversbabe
    roversbabe Posts: 1,008 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Nice one SS,

    Each step is another towards debt free - good on you :T

    rb x
    Official DFW Nerd Club - Member no. 027

    Debt free: 6th April 06 :T Proud to have dealt with my debts
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