We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Advice Regarding Attachment Of Earnings Please

Hi all just joined site and must say what a great site it is and a good job you are all doing .
I really need some advice please , this is my situation. I have £500 of council tax arrears from last year which I have heard nothing about up until now and agree that I do owe them.
Only today I received a letter from council advising me that they have applied an attachment of earnings to my pay taking 17% of my wage this works out at £292.03 for the next 2 months , I dont even have this surplus from my wages after paying all my rent and bills ,
My questions are can they just go straight for AOE without receiving anything from courts ect and can I do anything about this now it has been put in place , as I say I dont even have £292.03 spare from my wages.
I am really upset about this and really dont know what to do.
Any advice greatly appreciated.
Thank you

Comments

  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Not an expert, and someone will know better than me, but you should have received a liability order, in which you would put your employer details. in that it states the rate at which they can take it, and yes, they can and will take it. Council tax is classed as a priority debt.

    the liability form does not even ask about outgoings, it is worked out on x% of first so many hundred and then y% of the next etc.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • Thank you for your reply
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Not something I know a huge amount about, but there is some information on liability orders and AOE's here:

    http://www.nationaldebtline.co.uk/england_wales/pdf/self_help_pack/priority_debts.pdf

    Pages marked 16 and 17 in the bottom corners I think.
    Normally payments are taken one at a time. If
    this will cause you hardship, you can ask the council to accept
    smaller voluntary payments instead. Explain to the council why
    you cannot afford the higher amount.The council does not
    have to agree to let you pay less but it is worth trying. If the
    council does not agree, contact a local advice centre, your
    local councillor or contact us for advice

    Many councils also have some information on their websites as well.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Thanks very much Fermi , will have a read through that now
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.