We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

paying the mortgage by credit card

Hello, i have a Natwest offset mortgage and a 10 month interest free on purchases credit card. I want to pay the mortgage with the credit card and keep the money for the mortgage in the offset account to offset the interest on the mortgage. (And pay the minimum payment on the credit card until the interest free period ends). The problem is that Natwest say that they can't accept a credit card payment, and that credit cards are only accepted by retailers. Can anyone help? Thanks.

Comments

  • TonyMMM
    TonyMMM Posts: 3,435 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You would probably find that even if they accepted the payment, the credit card provider would treat it as a cash advance and it wouldn't be part of the interest free deal anyway ....it has been asked many times before ....seems a good idea, but doesn't work.
  • 350nutter
    350nutter Posts: 104 Forumite
    Can you not put monthly spends/bills on the card up to the value of your mortgage payment. Although a bit more fiddly, it would accomplish the same thing (I think).
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    If you do a search you'll find this question has been asked many times before.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.