credit card payed off!!!!!!!!!!!!!!

si1_2

i wonder if any one can help. :rolleyes: After looking at my fiances i was scaried
at the interest that my credit cards was giving me so i decided to get a loan.With the loan i intended to pay off all my cards,which i have,except one.to my amazment one of my cards have been payed off!!!i havent done it,the credit card says it was authorised so as far as they are concerned it was payed off.I have checked everywhere but i dont know how!!!my loan company says they havent done it so i have moved the excess money to another bank in a high interest account just incase they come looking i can give it them back.But till then i am earning interest!can anyone shread some light on this,if they dont come for the money,how long do i have to wait before i can claim it as mine.

skintchick

Get the cc company to confirm in writing that it is paid off and then leave it! Do you have a Fairy Godmother?? And can I borrow her?!?!?

trencherpilot

This happened to me earlier this year, Intelligent Finance (contradiction in terms) for some reason wrote off my credit card. I asked them if it was right. They said yes. I got them to confirm it in writing. They have. Not heard a thing in 7 months...... just wish they'd do the same with the mortgage!!

Alleycat

Whoever these people send them my way and tell them I have a loan that could do with being paid for me!!!!

tattooed_lady

Is this for real?? I'd be worried that the 'person' that paid it off would realise it was a mistake or something and demand the money back!!

illmonkey

ruyareece wrote:

Is this for real?? I'd be worried that the 'person' that paid it off would realise it was a mistake or something and demand the money back!!

thats totally possible.

But if you get in writing that its closed/paid off then they would have to refund it. they cant take it back from you.

Manke sure you get it in writing, someone high up as well !

black-saturn

Why didn't that ever happen to me?

You must be one of the luckiest people alive :j

Make sure you don't spend that loan money now and pay it all back

$17mma

Crikey!! :j

You are a lucky so and so....good for you anyway! do as the others say and get it in writing ASAP. And make sure you dont spend the loan money, no point in replacing one debt with another