The 'I want it NOW!!' debt/savings thread

moneymabel

cool! A friend of mine is writing books at the mo,she is on the second of a trilogy, the first is excellent but she's too scared to put them to a publisher which is a shame- Im working on her though! If you want a trial reader let me know yukki !!!

jenjade

oh i love books!! The first 10 pages make or break it for me though!!

Well if you want to fill your isa april-april you could start in april and make £10 a day so between now and april you could save for the wedding fund?

i am going for save 5k this year! big scary amount!! £10 a day plau £25 a week from my wages. i will see how it does.

i would love to make enough to pay into my isa without touching the EGG money that has to stay in the account till August. I need about £1,900 between now and april to do that!! I will have £160 from my rent break this week and next though!

jenjade

yeah i will be a trail reader too if you need one. There must be so many books going to publishers it would be scary to send one. But i guess there is nothing to lose!

jenjade

Just seen this website is giving away a free lunch and the second half price you can cancel after the first though...

http://www.graze.com/

might be worth a look!

Nichelette

You have great goals Yukki, mine are similar bar the marriage one lol. I worked upstairs with all the babay stuff in boots, and the number of people I saw who looked younger than me with kids scared the cr*p out of me. I'm still far too scared of any type of commitment. I think I'm trying to live as a child now because I've looked after one thing or another for my parents since I was about 12. Geh.

I'm sure we'll all do great on the ISA front .

yukkibear

Thanks guys, I'll see how brave I'm feeling if and when it's written.

Nicki there's nothing wrong with living for yourself at all so go for it.

I think we're all going to do great this year with our savings / debt busting, and we can spur each other on which is what I need lol.

I've just worked out a fair bit I can Ebay so will take the pictures and get that sorted tomorrow morning as we're off to friends tomorrow afternoon.

Am also hoping for a cheaper nursery bill this month as xmas fell on the days she goes so we shouldn;t get charged for the days they were shut. That will be a bit extra for my wedding fund.

Quidco are being tight with me this month and I only have £10 coming which is a nightmare, I think I need to start looking into more offers on there, but quanti is comeing along nicely as well as ipoints now.

Off to bed in a mo as have to open up work for some work men at 7am!!! why did I say yes? ah well it's all extra.

jenjade

I am feeling confident about 2009. As long as work is ok i will be able to make the extra cash etc.

Nichelette

You should go for it Yukki. This may sound a bit stuck up, but I'm a bit of a spelling/grammar nazi, always have been, and yours is fine. I'm sure anything you'd write would be really good. I think that sometimes on this board we could all do with a bit of confidence, but really we should all try and achieve what we'd like to. Most of the time we have nothing to lose!

jenjade

well said nikki. My grammer and spelling is terrible. I also love these!! and stick them everywhere all the time.
I use them instead of full stops. I would never be able to write a book without a lot of help. i think i might be dyslexic? Dunno if i can get tested or if there would be any point. i often write but instead of put! never mind.

Right i am off to bed night all

Nichelette

I'm the same with commas Jen, I use them all the time, I can't help myself lol. Backward as it may seem, I went to an awful middle school and wasn't even taught what comma was until I was almost 11. In fact, I got a first for my dissertation and I still don't even know what all of the components of sentence are called. It's a bit embarassing, I feel like a fraud lol.