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The 'I want it NOW!!' debt/savings thread

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Comments

  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    evening all anyone about?
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • Nichelette
    Nichelette Posts: 2,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Evening everyone, well done on winning the shuffle CL.

    I thought my interest rate was 5% still but I'm off to check now....
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Nichelette
    Nichelette Posts: 2,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It's only 3.49% now :(
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    I have just added the £100 ffrom switching accounts to my isa and the £25 that goes in every week. Yeah
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    oh what a pain niiki my egg went down the other week from 4.75% gross pa to 3.25%
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    I don't think there is any point moving any money as the rates are going down on everything just have to look on the bright side that we still have what we put in!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • Nichelette
    Nichelette Posts: 2,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I agree Jen, I'm in the same position as Maria where my ISA is linked to my current account which I like. Mine started at 5.5, then it went to 5 and now it's at 3.49. I hope it doesn't go down even more if the interest rate cut happens tomorrow. It makes me laugh, I think it's 3.8% I'm paying on my student loan this year but I'm getting less than that in my ISA.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    yeah it is rubbish!!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Anyone know of a cure for man flu?

    I have got up for some dinner but heading back to bed soon, think i might have to take tomorrow off work at this rate but i hate calling in sick as they make you feel so guilty as its a tiny company so will probably try haul myself in. :rolleyes:

    Hows your mouth now Jen?
    Now a SAHM trying to earn some spare pennies each month
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    my mouth is much better when i went back the other week she said "oh dear that must be hurting.... you have an exposed nerve!!" she popped in a tempory filling and it is all a lot better i will need more work done but it is a start!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
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