The 'I want it NOW!!' debt/savings thread

**Amy**

That sounds promising Jen. Sounds like you should get it this week. :j

Wow, i have just worked out I have paid £4,027.79 off of my debt (from my lightbulb moment!). :beer:

jenjade

wow that is loads. is your debt interset free amy?

moneymabel

Not sure jen-could you email orange back and ask them to ask amazon not to deliver until week after perhaps?
Wow that is brill amy what a result, its nice to look back like that and see how far you have come in such a short space of time, well done you!!!!!!!!!!

**Amy**

I would contact Orange Jen and ask them to deliver to an alternate address or something?

The debt I am paying off at the moment is gaining interest all the time (its my credit card and loan). When i have paid the rest of this off i will only owe my mum so it wont be as bad. I may even be able to pay her 1/2 amount every month and pay some into savings and get some interest on it.

x

moneymabel

Been looking at debt like you did Amy and i have nearly knocked a nought of the end of mine-when phone money clears i will be at £880-started at £8738!!

**Amy**

OH MY GOD MM - that is fantastic. Well done you. That is absolutely amazing.

Come on then, whats your secret.

moneymabel

not buying any clothes-i look like a tramp lol and having a OH who doesnt make me pay too many of the joint bills!
Just the same as everyone else chucking every spare penny at it and doing quidco etc

esthomizzy

And I thought I was the only mad person for having written a list of things I want for when I've got more money.

I want :-
A slimline waterbutt for my front garden so I can attach drip watering pipes so my front garden can look after itself
Cycling shoes (to go with my new Mountain bike which I got through the fantastic cycle to work scheme)
A fold down horizontal wallbed (I've found a nice one I'm specifically after but are we allowed to post links in case it looks like we are advertising?) so that I have a load of space in my spare room when I don't have anyone staying (small room and I only tolerate lodgers for a short time when I get really skint, which is not exactly MSE but better to be skint than unhappy)
Shelves for the same room (thick ones like ikea's lack ones but the whole length of the wall above where the bed will be, might get a carpenter to help me make them since I'm not exactly DIY Savvy.
Move wall lights to opposite side of room to accomodate bed (apparently this is possible according to a friend as the wall is stud with electrics in it already for other things.
Get built in wardrobe (have empty space with this in mind) built
Get new chain and cassette for my racing bike (recommended at my bike service that mine were worn out but too skint to replace yet).
Portable TV for spare room.
Comfy chair and footstool for spare room (when there's loads of room in there)
Dual Tuner card for my Media Centre (have single because it cost a fiver in the bargains bin but it would be nice to be able to record and watch different things at once).

I think there were probably some other things too but I've temporarily forgotten. I'll add as I remember.

moneymabel

Hi-nope we're all mad as well!
I just find it helpful to have something to look forward to at the end of all the hard debt paying. Decide which of your wants you want more than the others and keep it in mind!

jenjade

well i have a list of things i want too

outside tap - although if it kepps raining i won't need it!! lol
areial socket in the bedroom so we can watch tv with a clear picture.
update the downstairs tv and the pc monitor to lcd flatscreen ones
shed down the side of the house

when i am debt free i might break it down in my singature how much etc and strike them off