The 'I want it NOW!!' debt/savings thread

moneymabel

woooooooooooooooooooo-hoooooooooooooooooooooo my very own star-i can go to bed now!! thanks for helping me Jen and night night!!

moneymabel

jenjade wrote: »

hope we get it monday then!! you will be able to update signatuure

yep-cant wait!!!!!!!!!!!!!

CompletelyLost

jenjade wrote: »

the nsd have been really good for me saved me about £5 on stuff like cans of drink etc

I'm the same with spending on snacks and stuff. I'm worst for Red Bull (well, the cheapie version from Lidl - 35p each rather than £1.15 for the real thing... that makes me feel slightly better ). I can't function without the stuff.

jenjade

good well done on your star mm you earnt it!!! lol
i am glad coz i want to go to bed!! i have been watching shopping channel coz there is nothing on and it is doing my head in!!

CompletelyLost

G'night moneymabel, well done on the new star! How many posts do you need to get your second star, does anyone know??

jenjade

i am not sure how many for 2 stars 500 maybe

jenjade

oh mm you could have got £1 for referring me to the cashback websit!! bummer never mind

yukkibear

Evening all, just popping on to say hi and test my newly functional broadband again. We had friends over for dinner and he fixed my slow internet prb for me

see you all tomorrow.

planning_officer

symesd wrote: »

We have just got planning permission to extend our house and get it fully refurbished, just a small problem, the planning consent last for 3 years, and we have huge debts which we are now starting DMP with CCCS, which has been estimated to take 6 yrs 9 mths to clear with the current payments we can afford, so what will happen with the planning permission.

Will we need to re-apply and pay all the costs again or just get them re-approved.

From a quick glance through this thread, I don't think anyone's replied to this post yet, so here's the answer!

Planning permissions last for three years, as you say - that means you have to start the development within 3 years - there's no time limit for completion.

If when 3 years is nearly up and you haven't started building, then the best thing to do is to apply to renew the permission - this essentially means reapplying - at present, the fee for this type of application is £170. You have to apply to renew before the 3 years are up. Basically, you will have to submit all the plans again (just copy the ones originally submitted - you can easily do it yourself) and complete an application form. The process is exactly the same as a 'normal' planning application - neighbours notified etc and you wait 8 weeks for a decision. Such applications are rarely refused - only if the site characteristics have changed or if planning policies are markedly different will it make any difference.

You can still submit an identical planning application after 3 years have passed - the fact that the council granted permission for the extension before forms an important material consideration in determining a fresh application.

So, basically, you don't need to worry - just reapply to renew the permission before the 3 years are up - that's the easiest option.

lilmissmup

Morning all, i have won £1.10 on scratchcards this morning

Don't forget Sunday double scratches!

I did have £10.40 on littlewoods the other day but thought i would play a couple of games on Bingo (i love Bingo ) so only up to £9.80 again now but will be able to withdraw Wednesday latest which is good as i am skint lol.