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The 'I want it NOW!!' debt/savings thread

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  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    i had to we e mail to get my oasis voucher but i got it in the end because it is only £5 i will have to pay delivery so i need to make more on amazon!

    that is great amy it will feel much nicer when the interest is gone!! well done
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • Hi all, got a question - what does tracked and validated mean on quidco? This is the first time I've had a real go at doing quidco so have got some tracked and some validated, do either of those mean it's my money yet? And how much do I have to have before they pay out?

    Have started seriously trying to raise the extra money other then surveys and have also sold my first book (out of 2) on Amazon. We earnt £70 from the last ebay stint and have 2 perfumes on that are at £10.5 and £5.5 each and don't end till Sunday! Am very proud of myself.

    Should be able to pay off the current debts fully this month before the uni fees and visa application fees come in to ruin it!

    Thanks for the motivation and tips guys, it really helps!
    Aussie
    Moved back to Australia March 2010
    Mortgage Dec 2010 $379 325 [STRIKE]Apr 2011 $377 009 Aug 2011 $375,279[/STRIKE] Nov 2011 $368 237
    OP 2011 $2601.18
    Car loan from parents 50.5% paid
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Evening all,

    I am trying to sort my PC out to sell but not going too well at minute, wanted to get it on eBay tonight as cheaper today :o

    Having an overall pants day all round, i have lost a filling so thats £40 ish to sort and just generally grumpy :rolleyes:
    Now a SAHM trying to earn some spare pennies each month
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Hi all, got a question - what does tracked and validated mean on quidco? This is the first time I've had a real go at doing quidco so have got some tracked and some validated, do either of those mean it's my money yet? And how much do I have to have before they pay out?

    Have started seriously trying to raise the extra money other then surveys and have also sold my first book (out of 2) on Amazon. We earnt £70 from the last ebay stint and have 2 perfumes on that are at £10.5 and £5.5 each and don't end till Sunday! Am very proud of myself.

    Should be able to pay off the current debts fully this month before the uni fees and visa application fees come in to ruin it!

    Thanks for the motivation and tips guys, it really helps!
    Aussie

    Its not your money until it reads received, Quidco doesn't have a minimum payout just £5 admin fee per year.
    Now a SAHM trying to earn some spare pennies each month
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all-just got back online-phone was playing up and then aol...nightmare!!!!
    Wow Amy nearly sub 7k!!! shame about the 19p lol!! Well done on your nsd Jen- i manged one today but wont tomorrow as its scrapbooking. i have been roped in to 2 ays overtime this month so will hopefully be able to pay debt/save £50 and buy xmas presents so i can save loads next month!!
    Hope MBM turns up tomorrow!!
    Aussie-tracked means that the retailer has recognised your transaction, validated means that they are going to pay, now you just have to wait for the money to be recieved and then it will be paid-normally takes about 2-3 months from transaction date
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    **Amy** wrote: »
    As it stands I should be interest paying debt free the end of November, unless i find £378 (roughly) hanging around somewhere! ;)

    I should also then be completly debt free by my birthday next year. :eek: :j

    Cool!!! a debt free birthday that will be brill!!:beer:
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    oh 4 more items sold from on e bay just need them to pay now!!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • Thanks lilmiss and MM, so I can't get excited about it yet! No wonder you guys are always asking about thing being validated/paid out, I want it all to happen in an instant! Got another £10 voucher from surveys today, maybe I should stick with that! Or learn some patience!

    Fingers crossed for quick payments Jen
    Moved back to Australia March 2010
    Mortgage Dec 2010 $379 325 [STRIKE]Apr 2011 $377 009 Aug 2011 $375,279[/STRIKE] Nov 2011 $368 237
    OP 2011 $2601.18
    Car loan from parents 50.5% paid
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    Ive just popped £150 into my ISA :) Then this weeks wages go in on monday and i will transfer another £50 to make it upto £1000 in my ISA :)

    This month looks like a tough one to save much as i have car tax due £110 ish, i need a new tyre (which im not happy about seeing as i had 4 new tyres only 3,000 miles ago!) and maybe a new cambelt, water pump and fan belt done! which we be about £400!!! I may put it off another month though!
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    £1000 in your ISA that's great maria!!!! Well done :-)
    that's the trouble with darn cars they are so expensive when they break ....grrr
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