The 'I want it NOW!!' debt/savings thread

jenjade

oh when i bought a new moblie from the car phone warehouse it has £10 credit on a new sim as i wanted to keep my number i just e mailed 02 and they have transfered the £10 on to the sim i use. that worked well she e mailed me to confirm she had transfered the £11 so i gained £1 too!! lol

moneymabel

bargain Jen- well done!!

lilmissmup

Evening, got a pinecone payment today so just updated my new york fund by an extra £4

jenjade

going back to earlier when you were looking at how much you have paid off my debt was £1,200 in 20th feb so i have paid £960 in 25 weeks that works out to be £38.40 a week instead of the £15 i was paying!!

he he i need to do the same to fill my isa as i need £38.89 a week

moneymabel

hi lilmissmup!! Well done on your voucher, I've had nothing from pinecone since I joined up-boo!
You will fill your ISA in no time if you carry on like that Jen!! Don't think I can carry on at the rate I have been though. Looking forward to April and researching a new ISA that I can transfer what I've saved already by then.

lilmissmup

Its my first survey in a month, i get paid by paypal now though as better for me.

I did 2 lightspeed surveys last night so expecting £2 more into paypal soon, i have a few more to do too, must do them tonight.

Just been asking on savings board about best account to put the fund in as i want to make sure i get the best rate and no withdrawal penalties, i have 2 savings accounts, tesco internet saver and alliance and leicester e saver.

Once i am debt free i am going to open an ISA too and try and fill it by April, so thats 6 months at £600 per month....:eek:

moneymabel

£600 a month!!!! Bloody hell!! Bet you can do it though! :-)

Gemmzie

I got some Pinecone vouchers yesterday Can you change to Paypal then? Still it's all the same for us because it goes in for Christmas food!

jenjade

yes you can change to paypal but i thought as you need £50 to withdraw without fees it would be safer me having food vouchers and saving them uo for a weeks free shopping!

jenjade

it is odd not paying extra this month. if i have any money left at the end of the month i might pay it off. i have but £30 into a saving account coz i felt there was to much coming in from paypal to just spend it all. roll on sept then i can pay extra and work out what i am doing.
i phoned today to check i had caluclated everything right and confirm how much i owe and i was spot on but the bloke said wow you have made loads of extra payments over the last 2 months i am impressed!! i said it wasn;t me it was martin lewis but it went right over his head he had no idea what i was talking about lol