bankrupt but why does one bank still keep writing me letters

i was made bankrupt on 6 may 2006. (the best thing ever) but hsbc (or the collecting company "eversheds" ) still keeps writing me letters . does any one know how i can stop this? the other 5 banks and card companys have stopped all this .

Comments

  • k2nga
    k2nga Posts: 1,375 Forumite
    Part of the Furniture Combo Breaker
    Im Guessing that its because HSBC have passed this on but not the extra info that you are now BR. I would write to Evershed and enclose a copy of your BR and i would hope that would get them off your back as if they contact you after that they are as i am told breaking the law.
    :cheesy: K2nga :cheesy:

    BSC Member 176
    BR 23/06/08
    ED 22/01/09
    Credit file BR fall off date: 24/06/14 :beer:
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Also inform you OR of what is happening. The will normally then put them straight as well.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • draytonled
    draytonled Posts: 55 Forumite
    thanks very much
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Debt's are quite often bought by DCA in great big job lots then they write to you hoping you don't know the rules and will pay up.

    As K2nga says send them a copy of your brankruptcy order and tell them that they are breaking the law trying to obtain payment to you and if they keep writing to you, you will contact the OFT. Also send the letters to your old OR and say you are being harrased by these people and he will also sort them out.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • draytonled
    draytonled Posts: 55 Forumite
    i just called eversheds and they said sorry i gave them my bankrupsy number he asked me to hold!! then he said no worries the account has been canceled . i am so scared of the phone lol

    drayton
  • k2nga
    k2nga Posts: 1,375 Forumite
    Part of the Furniture Combo Breaker
    i think that you get like that. As a kid only good things happen with phones but when you get older and you dread it everytime they ring. I hate the phone now but i should now not get anymore nasty call.
    :cheesy: K2nga :cheesy:

    BSC Member 176
    BR 23/06/08
    ED 22/01/09
    Credit file BR fall off date: 24/06/14 :beer:
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done Drayton.:T
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    draytonled wrote: »
    i just called eversheds and they said sorry i gave them my bankrupsy number he asked me to hold!! then he said no worries the account has been canceled . i am so scared of the phone lol

    Good. :)

    Sometimes it can be that simple. Hopefully that will be the last you hear.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.1K Banking & Borrowing
  • 252.8K Reduce Debt & Boost Income
  • 453.1K Spending & Discounts
  • 243.1K Work, Benefits & Business
  • 597.4K Mortgages, Homes & Bills
  • 176.5K Life & Family
  • 256K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.