📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debit Card while in an IVA

Options
Hi,

am in the process of applying for an IVA and wondered if it is ok to haev a debit card.

We cancelled all of our credit cards and debit cards with our bank and opted for a basic bank account with an atm card only (as advised by CCCS), but are finding this a bit hard.
e.g if we need to just buy a couple of things have to take a whole £10 out and generally end up using that too.

Ta.
xx
[STRIKE]September 2009 - £11000 owed, its gonna be hard going[/STRIKE]!:T

[STRIKE]Halifax - £500[/STRIKE] :T
[STRIKE]Halifax - £2500[/STRIKE] :T
Halifax - [STRIKE]£8000[/STRIKE]. £4000 as of March 2014

Comments

  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    if you can find someone to give you one then yes probably, but check with your IVA supervisor
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    some basic accounts give visa electron or solo as standard so I would imagine it is allowed.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • JES_F1
    JES_F1 Posts: 763 Forumite
    Part of the Furniture 500 Posts Photogenic Debt-free and Proud!
    Though not a debit card, a prepaid credit card, such as Cashplus, may be of help. Though you do have to put money on it first, it does at least mean you've got a card to use in shops and online.
    Debt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
    Paid back just under £50,000 due to some interest added.

    Dealt with my debt through a Step Change
    (CCCS) DMP.
    DMP Mutual Support Thread Member #240.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    There is some info on which basic accounts will give you a debit card here:

    Table of available basic accounts (FSA/moneymadeclear)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.