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Debit Card while in an IVA

Pinkylouloubell
Posts: 161 Forumite
Hi,
am in the process of applying for an IVA and wondered if it is ok to haev a debit card.
We cancelled all of our credit cards and debit cards with our bank and opted for a basic bank account with an atm card only (as advised by CCCS), but are finding this a bit hard.
e.g if we need to just buy a couple of things have to take a whole £10 out and generally end up using that too.
Ta.
xx
am in the process of applying for an IVA and wondered if it is ok to haev a debit card.
We cancelled all of our credit cards and debit cards with our bank and opted for a basic bank account with an atm card only (as advised by CCCS), but are finding this a bit hard.
e.g if we need to just buy a couple of things have to take a whole £10 out and generally end up using that too.
Ta.
xx
[STRIKE]September 2009 - £11000 owed, its gonna be hard going[/STRIKE]!:T
[STRIKE]Halifax - £500[/STRIKE] :T
[STRIKE]Halifax - £2500[/STRIKE] :T
Halifax - [STRIKE]£8000[/STRIKE]. £4000 as of March 2014
[STRIKE]Halifax - £500[/STRIKE] :T
[STRIKE]Halifax - £2500[/STRIKE] :T
Halifax - [STRIKE]£8000[/STRIKE]. £4000 as of March 2014
0
Comments
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if you can find someone to give you one then yes probably, but check with your IVA supervisorI want a job that is less than an hour driving away from my house! Are you listening universe?
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some basic accounts give visa electron or solo as standard so I would imagine it is allowed.MF aim 10th December 2020 :j:eek:MFW 2012 no86 OP 0/20000
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Though not a debit card, a prepaid credit card, such as Cashplus, may be of help. Though you do have to put money on it first, it does at least mean you've got a card to use in shops and online.Debt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
Paid back just under £50,000 due to some interest added.
Dealt with my debt through a Step Change (CCCS) DMP.
DMP Mutual Support Thread Member #240.0 -
There is some info on which basic accounts will give you a debit card here:
Table of available basic accounts (FSA/moneymadeclear)Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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