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decisions

iwanttogoonholiday
iwanttogoonholiday Posts: 343 Forumite
in Debt-free wannabe
would you spend your birthday money on yourself or pay it off your debts?x
Learning to keep within budgets !

:money:

Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Debts personally. Or split it equally. :)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • rayday2
    rayday2 Posts: 3,960 Forumite
    Yourself, its your birthday money people give it you hoping you will treat yourself, so you should and it may spur you on to pay your debts off quicker.

    I think if you get all consumed in getting debt free sometimes you can fall off the wagon and rebel - its like being on a diet without treats more likely to fail!

    Happy Birthday btw!
  • thepinkladez_2
    thepinkladez_2 Posts: 950 Forumite
    me! def me! its your birthday and you deserve a treat! i think if you use it to pay something you will only resent it and then probably have a stupid splurge while feeling a bit down ( well thats what i have done before!)
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    I would pay off one debt and treat myself to a LITTLE special something.
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    I'd spend it on me as long as I was not in an arrears situation.
    If i was behind on payments then i would use it to bring that up to date or nearer up to date but if it was just a case of paying a little extra to a debt I would have a treat.

    The way I see it is I work my butt off to pay my debts off quicker and therefor deserve a treat every now and then.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Personally, i would spend it on me. Its your birthday money, its for a treat.

    If you are in trouble with your debts (arrears etc.) it may be worth paying some towards your debt.

    You deserve a treat. :beer:
    Debt: just my mortgage :D
  • isgman
    isgman Posts: 490 Forumite
    Its your birthday money, treat yourself. it's only a once a year treat..
    :beer: Keep your Chin up.. it can only get better :beer:
    :confused: I'm one of those people who was born to have money, :confused:
    :confused: but I just don't have any!:confused:
  • jess444_2
    jess444_2 Posts: 1,225 Forumite
    I usually spend it on me, but being the sensible person that I am :rolleyes: tend to buy things I need such as clothes.
    jess
  • Kandipandi
    Kandipandi Posts: 1,656 Forumite
    Spend it on you - when we are skint we get very little (if anything) for ourselves. I have spent birthday money and xmas money on the kids and on food/bills etc. I quite often get vouchers given now to ensure that i use it for me. Whoever gives you the money would prob not like to think that you are spending it on someting other than yourself! Spend it x Happy Bday also x
    You can stand there and agonize........
    Till your agony's your heaviest load. (Emily Saliers)
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