Tuesday 5/08/08 What small dfw things have you done today???

sophiesmum_2

Tuesday 5/08/08 What small dfw things have you done today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

• update spreadsheets
• check online banking
• do clicks- not many now for next voucher:D
• storecupboard meals
• Go for a swim and sauna at gym after work
• Try and have a no spend day

Have a good day everyone, KT fingers crossed you hear something about the job soon:D

Hi to all the regulars and welcome to any new posters:D

kalojac

Morning All,

Loki, hope you enjoyed the truffles if you've made them.

Today I am working 9-5 (what a way to make a living!) so am hoping for a 2nd NSD.

• I have just taken my bread from breadmaker (left it on over night)
• Boiled my eggs - so egg sandwiches for me today at work
• Kids are going to their other grannies today so they'll lunch for free!
• Will do another 25 competitions
• Check Pigsback
• Check online banking
• Check spreadsheets
• Going away for the weekend this weekend, so have got £32.76 in my purse and hoping that will get me to Friday and still be able to put £20 in the car for the Petrol for the weekend away - I CAN DO IT!
• Another small DFW thing I have done today is persuaded my oldest son Kaleb (6) to go and try on Tesco's school shoes for £8 rather than the usual £32 Clarks Zooms and he has agreed - so a saving of £24 :T
• Will bake another loaf in breadmaker tonight for tomorrow's sandwiches.

Have a great DFW day everyone, Kalojac x

OliveOyl_2

Morning Sophiesmum and all who follow

Well today I have/will:

• Packed lunch (this is getting to be a habit -that's good )
• Piggy clicks - I went back yesterday after everyone else had loads, when mine was blank and they'd appeared 2 short of a coupon now. (£11.50 for £10 )
• Supper is in the slowcooker. Reduced meat and the veg that DD abandoned when she went away
• I might get around to gardening tonight.......

claireabelle_2

morning everyone...
Raining here but

• riding bike today
• taking packed lunch
• all the usual bits and clicks
• got our flat sorted - 325 a week :eek: but down from 340 so saved 750ish over a year I think and debt target just about still doable for 26.2.09
• staying focused!

Have a good day all - hope sun comes out!

Pooky

Morning all

Today I will

• Balance all online accounts and update spreadsheets
• Store cupboard lunches and dinners
• NSD - 3rd in a row
• Cut DD2's hair - she grew it for a wedding it's half way down her back and she wants a chin length bob :eek: , I've always cut both DD's hair - I did take DD1 to a salon last year to get one of these fancy bob things done and sat and watched how they did it - was a lesson well learnt as I've managed to do it twice again since.
• Will check piggy clicks but I never seem to find anything.
• Check quidco

Hope you all have a fantastic day.

loopyloulou_3

Today I have
walked instead of taking the car, means I have to get out of bed earlier tho!
brought brekkie and lunch into work
go to the shop on way home but will only buy what I need (plain flour)
clicks
and do 10 comps this morning

thats about it today

mbaz

Emailed solicitor about problems I'm having getting deposit back from previous landlord (quite big thing I suppose!)
Review with CCCS
Going to start doing daily clicks again this afternoon
Pile of paid ironing to do
Won £10 on bingo played using a free bonus I was sent yay! - and withdrew it rather than playing anymore!
Made hubby a pack-up for lunch

yukkibear

Morning all, raining miserably here today.

Today I will
- check online bank accounts
- brave the rain and buy dd some new school trousers
- treat myself in boots
- do 10 comps
- check clicks
- sort out anything for the ebay pile

I decided I haven't bought anything for me for ages and we're away at the weekend so everyone else got new swimming cossies and I'll have somehtin from boots

peb

MOrning all

Today only have packed lunch. However have brought Pizza Express vouchers as may be seeing a friend after work -if not have left over casserole at home (and may make dumplings!)

princess_loki

morning all!

was very good yesterday and hung lodgers washing on line but it is raining here now - oops!! :eek:

todays plans!
continue to sort books ready for decorating - you should see the mess in my living room - piles of them everywhere!! :eek:
was nice yesterday so sorted out shed - found the missing bleach so no need to buy more!:j
asked lodger to buy washing up liquid with his shopping (why should i always buy loo roll and cleaning stuff??). also asked if i could use some of his oats to try out kalojac's truffles :T
will post a wanted on freecycle for a pressure cooker - read the posts earlier on them and seems like a really good idea :idea:
going to tip with a pile of (wet due to rain!) stuff that has been collected over the past month - this is on way to OH's so not a seperate trip!
cooking dinner at OH's and will be watching his tv etc so less electric spend at my house!!!

thats all for now - will be back after lunch tomorrow as plan on going to his work to wash, polish and hoover car tomorrow morning :T

hope everyone has a good day!!

loki

KTjazz

Hello again everyone!

today I will... I have no idea! I have a lot of things I'd like to do with my days off.

today I'd like to

• Hear from the job I applied for about when my interview will be !(thinking possitive, I WILL get an interview and I WILL do wonderfully)
• Use my gym membership, I had yet another LBM with my weight while trying on Bridesmaid dresses yesterday. Not horrendous but I want to do something about it before it becomes just too difficult.
• take my overdue library books back (oops)
• Visit Edinburgh for Sign Language night
• put my refund cheque (£27) in the bank while in Edinburgh

I'll also check the scary online banking

KTjazz