Bankruptcy and mobile phone contracts?

nicniven

Hi all,

finally getting sorted thanks to the old bankruptcy and attempting to start installing thrifty ways of saving money.. however I spend a fortune on pay as you go mobile...... has anybody had problems trying to get a mobile phone on contract once they have gone bankrupt.. any ideas who the best are to try so I can see if i can get a better deal and save some more,... cant do without the phone unfortuantely work away alot so need to be able to keep in touch with the family... always in the uk though

d123

I think you will struggle until the Bankruptcy falls off your file, unless you don't mind a large deposit (o2 do this, normally £300 deposit).

Another option would be to have a look at 3Pay, even though it's still PAYG it offers almost contract style rates. If I recall correctly you can buy an allowance of 500 minutes for £20 or 700 minutes for £25 a month top-up.

http://www.three.co.uk/personal/price_plans_/pay_as_you_go_/what_it_costs.omp

So_Sad_Angel

Hi Nicniven,

Good to hear that your BR is going OK.

Don`t know much about the contract side of mobiles I`m afraid but if you cannot get a contract in your name could a family member help you out & you pay the bill?

Angexx

piggeh

I found T-Mobile's U-Fix was the only one that would accept me - however after a year I was able to upgrade to the Flext tariffs which are obviously much better. At the time other mobile operators still refused me a contract so if you cant find any, it's worth signing to U-Fix for a while and then just changing tariff.

3 may be worth a go though, although I didnt have a debit card on me at the time to give it a go over the phone.

update

O2 do a good deal now Simplicty Tariff
Starts: 01/08/2008 Expires: 31/08/2008
Now save £5 per month and pay just £20 per month for life. Limited offer only (August).
600 UK minutes and 1000 UK texts each month
Plus unlimited O2 to O2 calls Bolt On or change this for your choice of promotional Bolt On (list below)
-Unlimited texts
-Unlimited O2 to O2 Calls
-Unlimited Web Bolt On
-Unlimited weekend calls
-Unlimited landline calls
-200 extra anytime minutes

peachyprice

Unfortunatley o2 credit check for the Simplicity tarrif, so unlikely to be accepted.

get_me_out

My credit files shot to h*ll, BUT got accepted by 3 network. Mind had my broadband with them for few months now.

They are fine I have 1100 mix and match i.e. 1 text = 1 min etc. PLUS 300 3 to 3 mins per month paying 20.00 a month.

Got Sony ericson k660 phone on that.

I have no landline which is why I have both of these total 35.00 a month