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"Real" Mortgage Cost Calculator

Hi there,

now then, I've been googling for a couple of hours now, looking for a calculator that takes into account all the fees lenders charge as well as the interest rate.

I'd also like to be able to show a split (part interest, part repayment) as we have some money due in the medium term that will cover half the mortgage.

Any help mucho appreciated!!
4kWp, SSE, SolarEdge P300 optimisers & SE3500 Inverter, in occasionally sunny Corby, Northants.
Now with added Sunsynk 5kw hybrid ecco inverter & 15kWh Fogstar batteries. Oh Octopus Energy too.

Comments

  • ginvzt
    ginvzt Posts: 4,878 Forumite
    1,000 Posts Combo Breaker
    Have you tried this one:

    Your mortgage

    They have different calculators as well, but I haven't looked at all of them, I like this one!
    Spring into Spring 2015 - 0.7/12lb
  • boinging_2
    boinging_2 Posts: 403 Forumite
    I've been Money Tipped!
    Most of the mortgage comparison sites tell you the "true" cost over a specified number of years.

    You obviously can DIY by adding all the fees up and dividing by how many months you want to compare (12, 24, 36 etc) then adding on the standard monthly payment.
    Keep the right company because life's a limited business.
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