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Debts and O/D

I have a dilema (another one)

I have recently had my account upgraded to a student account with a £1250 O/D.

For the past year or two I have been paying my debts on a monthly basis at £5.:D

My debts now come to about £400. Now, I could carry on paying them at £5 pcm for the next 12-18 months or I could use my newly acquired O/D and get rid of them altogether.:eek:


What should I do for the best? Please advice me.


TIA


Mboro.x



OMG just noticed that this is the wrong section, can anyone move it for me? Really sorry.
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