What do you save on to be MF?

angelavdavis

As well as the health benefits - that's nearly £3500 over a year! That could pay for a very decent holiday!

I know you said you don't tend to spend on holidays but I always found that fairly motivating when I was cutting back originally to reduce my debts as I love my holidays.

Overall, just through prudent spending and renegotiating insurances, switching gas/electricity, etc I managed to get my outgoings (ie all bills and spending, excluding mortgage) down from about £1400 to £600 on a good month.

zekepes

angelavdavis wrote: »

As well as the health benefits - that's nearly £3500 over a year! That could pay for a very decent holiday!

I know you said you don't tend to spend on holidays but I always found that fairly motivating when I was cutting back originally to reduce my debts as I love my holidays.

Overall, just through prudent spending and renegotiating insurances, switching gas/electricity, etc I managed to get my outgoings (ie all bills and spending, excluding mortgage) down from about £1400 to £600 on a good month.

The lack of holidays isn't totally about being moneysaving TBH. We just haven't found a holiday solution that made the cost worthwhile with a young child.

We have tried center parcs (twice), a cottage in wales, and haven. None of them left us feeling we had a wonderful holiday due to a mixture of dirty accomodation, illness, really uncomfortable beds, having a toddler in tow! Now there were good parts to all of them but we came to the conclusion that for the next couple of years that we would just do day trips to the seaside (we only live 1 hr away) and come home to our nice clean home with comfy beds

Having said that we are thinking of trying eurocamps next year, in France, but this time it would be with a group of friends who also have young children. We decided right from the start that we wouldn't bother taking our son out of the UK (well I took him out when he was 2 to go to Sweden but it was to go to SIL's house over there) until he was 5 for a holiday. That is next summer!

I have the 'tots come too' catalogue and it looks dreamy. Ummm actually, I think you are right! Maybe if this moneysaving does well we should have a reward We'll see, I also need to get a beach body, which is another stumbling block!

Getting your outgoings down from £1400 to £600 is excellent :T

I've been pretty much ignoring the regular biils for now (well I looked at switching suppliers to British gas the day before they announced there massive increase and then left it! I also cancelled an insurance policy which we no longer needed).

galadriel

I recently downgraded our tv and internet package and cancelled a savings plan releasing £50 to make a regular overpayment. The money I got back from the savings plan was put towards a new front drive. I can't spare much else but a regular £50 a month will take five years off my mortgatge.